Harper County, OK at a glance
Median household income
$64,053$5,338 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Harper County, OK?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Harper County, OK? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Harper County, OK, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $705 | $8,460 | $28,200 | 13.2% |
| 1-Bedroom Apartment | $732 | $8,784 | $29,280 | 13.7% |
| 2-Bedroom ApartmentBenchmark | $937 | $11,244 | $37,480 | 17.6% |
| 3-Bedroom Home | $1,146 | $13,752 | $45,840 | 21.5% |
| 4-Bedroom Home | $1,343 | $16,116 | $53,720 | 25.2% |
What a typical income covers in Harper County, OK
The 50/30/20 rule applied to the local median of $64,053 a year ($5,338 a month before tax).
What $64,053 leaves after Oklahoma taxes
Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Oklahoma
Living in Harper County, OK: common questions
What is the median household income in Harper County, OK?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harper County, OK is $64,053 per year (approximately $5,338 per month).
What is the average rent in Harper County, OK?
The closest official figure is HUD's Fair Market Rent for 2026: $705 for a studio, $732 for one bedroom, $937 for two, $1,146 for three and $1,343 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Harper County, OK expensive to live in?
Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Harper County, OK?
To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 59% of what the typical household in Harper County, OK earns.
How much do you need to live comfortably in Harper County, OK?
On the local median income of $64,053 ($5,338 a month before tax), the 50/30/20 rule leaves $2,669 a month for needs like rent, utilities and groceries, $1,601 for everything else and $1,068 for savings or debt. A two-bedroom at $937 takes 35% of the needs share.
How much is the electric bill in Harper County, OK?
Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.