Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Harris County, GA

Prices around Harris County, GA run 10.7% below the U.S. average (BEA, the metro area). The typical household there earns $97,302 a year, and HUD puts a two-bedroom at $1,088 a month. Keeping that rent under 30% of income takes about $43,520 a year.

Harris County, GA at a glance

Median household income

$97,302$8,109 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,088HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.3-10.7% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential GA
Population36,086Census ACS 5-year estimate

How much rent can you afford in Harris County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,088Monthly market rent
Share of gross income13.4%Recommended max: 30%
Annual income needed$43,520To meet the 30% standard
Max affordable rent$2,433At 30% of $97,302
0%30% (Affordability standard)100%
Compare against:

How much is rent in Harris County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Columbus, GA-AL HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Harris County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$895$10,740$35,80011%
1-Bedroom Apartment$939$11,268$37,56011.6%
2-Bedroom ApartmentBenchmark$1,088$13,056$43,52013.4%
3-Bedroom Home$1,445$17,340$57,80017.8%
4-Bedroom Home$1,703$20,436$68,12021%

Rent in Harris County, GA, with the wage each unit needs →

What a typical income covers in Harris County, GA

The 50/30/20 rule applied to the local median of $97,302 a year ($8,109 a month before tax).

Needs (50%)$4,054/moRent ($1,088 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$2,433/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,622/moEmergency fund, retirement, paying down loans

What $97,302 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$97,302
$35,000$195,000
Filing status:
Gross salary breakdown$97,302
Net 75%
Fed 13%
GA 4%
FICA 8%
Annual take-home$73,175After all taxes
Monthly deposit$6,098Estimated per month
Biweekly paycheck$2,814Every 2 weeks (26/yr)
Effective tax rate24.8%Total tax burden
Federal income tax$12,576 / yr
Georgia state income tax$4,107 / yr
FICA (Social Security & Medicare)$7,444 / yr

Living in Harris County, GA: common questions

What is the median household income in Harris County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harris County, GA is $97,302 per year (approximately $8,109 per month).

What is the average rent in Harris County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $895 for a studio, $939 for one bedroom, $1,088 for two, $1,445 for three and $1,703 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Harris County, GA expensive to live in?

Prices there run 10.7% below the U.S. average. BEA's regional price parity for the metro area is 89.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Harris County, GA?

To keep a $1,088 two-bedroom under 30% of gross income, a household needs about $43,520 a year, or $3,627 a month. That is 45% of what the typical household in Harris County, GA earns.

How much do you need to live comfortably in Harris County, GA?

On the local median income of $97,302 ($8,109 a month before tax), the 50/30/20 rule leaves $4,054 a month for needs like rent, utilities and groceries, $2,433 for everything else and $1,622 for savings or debt. A two-bedroom at $1,088 takes 27% of the needs share.

How much is the electric bill in Harris County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.