Indiana · Census, HUD and BEA figures · Updated

Cost of Living in Harrison County, IN

Prices around Harrison County, IN run 6.9% below the U.S. average (BEA, the metro area). The typical household there earns $74,475 a year, and HUD puts a two-bedroom at $1,272 a month. Keeping that rent under 30% of income takes about $50,880 a year.

Harrison County, IN at a glance

Median household income

$74,475$6,206 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,272HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.1-6.9% · BEA, the metro area
Electricity17.5¢per kWh · EIA Residential IN
Population39,859Census ACS 5-year estimate

How much rent can you afford in Harrison County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,272Monthly market rent
Share of gross income20.5%Recommended max: 30%
Annual income needed$50,880To meet the 30% standard
Max affordable rent$1,862At 30% of $74,475
0%30% (Affordability standard)100%
Compare against:

How much is rent in Harrison County, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Louisville, KY-IN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Harrison County, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$966$11,592$38,64015.6%
1-Bedroom Apartment$1,047$12,564$41,88016.9%
2-Bedroom ApartmentBenchmark$1,272$15,264$50,88020.5%
3-Bedroom Home$1,625$19,500$65,00026.2%
4-Bedroom Home$1,891$22,692$75,64030.5%

Rent in Harrison County, IN, with the wage each unit needs →

What a typical income covers in Harrison County, IN

The 50/30/20 rule applied to the local median of $74,475 a year ($6,206 a month before tax).

Needs (50%)$3,103/moRent ($1,272 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$1,862/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,241/moEmergency fund, retirement, paying down loans

What $74,475 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$74,475
$25,000$150,000
Filing status:
Gross salary breakdown$74,475
Net 79%
Fed 10%
IN 3%
FICA 8%
Annual take-home$59,056After all taxes
Monthly deposit$4,921Estimated per month
Biweekly paycheck$2,271Every 2 weeks (26/yr)
Effective tax rate20.7%Total tax burden
Federal income tax$7,555 / yr
Indiana state income tax$2,168 / yr
FICA (Social Security & Medicare)$5,697 / yr

Living in Harrison County, IN: common questions

What is the median household income in Harrison County, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harrison County, IN is $74,475 per year (approximately $6,206 per month).

What is the average rent in Harrison County, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $966 for a studio, $1,047 for one bedroom, $1,272 for two, $1,625 for three and $1,891 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Harrison County, IN expensive to live in?

Prices there run 6.9% below the U.S. average. BEA's regional price parity for the metro area is 93.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Harrison County, IN?

To keep a $1,272 two-bedroom under 30% of gross income, a household needs about $50,880 a year, or $4,240 a month. That is 68% of what the typical household in Harrison County, IN earns.

How much do you need to live comfortably in Harrison County, IN?

On the local median income of $74,475 ($6,206 a month before tax), the 50/30/20 rule leaves $3,103 a month for needs like rent, utilities and groceries, $1,862 for everything else and $1,241 for savings or debt. A two-bedroom at $1,272 takes 41% of the needs share.

How much is the electric bill in Harrison County, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.