Mississippi · Census, HUD and BEA figures · Updated

Cost of Living in Harrison County, MS

Prices around Harrison County, MS run 10% below the U.S. average (BEA, the metro area). The typical household there earns $59,479 a year, and HUD puts a two-bedroom at $1,140 a month. Keeping that rent under 30% of income takes about $45,600 a year.

Harrison County, MS at a glance

Median household income

$59,479$4,957 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,140HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.0-10% · BEA, the metro area
Electricity14.9¢per kWh · EIA Residential MS
Population210,891Census ACS 5-year estimate

How much rent can you afford in Harrison County, MS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,140Monthly market rent
Share of gross income23%Recommended max: 30%
Annual income needed$45,600To meet the 30% standard
Max affordable rent$1,487At 30% of $59,479
0%30% (Affordability standard)100%
Compare against:

How much is rent in Harrison County, MS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Gulfport-Biloxi, MS HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Harrison County, MS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$786$9,432$31,44015.9%
1-Bedroom Apartment$923$11,076$36,92018.6%
2-Bedroom ApartmentBenchmark$1,140$13,680$45,60023%
3-Bedroom Home$1,471$17,652$58,84029.7%
4-Bedroom Home$1,612$19,344$64,48032.5%

Rent in Harrison County, MS, with the wage each unit needs →

What a typical income covers in Harrison County, MS

The 50/30/20 rule applied to the local median of $59,479 a year ($4,957 a month before tax).

Needs (50%)$2,478/moRent ($1,140 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,487/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$991/moEmergency fund, retirement, paying down loans

What $59,479 leaves after Mississippi taxes

Federal income tax, Social Security, Medicare and Mississippi tax on the local median income. Change the salary to see yours.

$59,479
$20,000$120,000
Filing status:
Gross salary breakdown$59,479
Net 81%
Fed 8%
MS 3%
FICA 8%
Annual take-home$48,324After all taxes
Monthly deposit$4,027Estimated per month
Biweekly paycheck$1,859Every 2 weeks (26/yr)
Effective tax rate18.8%Total tax burden
Federal income tax$4,957 / yr
Mississippi state income tax$1,647 / yr
FICA (Social Security & Medicare)$4,550 / yr

Living in Harrison County, MS: common questions

What is the median household income in Harrison County, MS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harrison County, MS is $59,479 per year (approximately $4,957 per month).

What is the average rent in Harrison County, MS?

The closest official figure is HUD's Fair Market Rent for 2026: $786 for a studio, $923 for one bedroom, $1,140 for two, $1,471 for three and $1,612 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Harrison County, MS expensive to live in?

Prices there run 10% below the U.S. average. BEA's regional price parity for the metro area is 90.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Harrison County, MS?

To keep a $1,140 two-bedroom under 30% of gross income, a household needs about $45,600 a year, or $3,800 a month. That is 77% of what the typical household in Harrison County, MS earns.

How much do you need to live comfortably in Harrison County, MS?

On the local median income of $59,479 ($4,957 a month before tax), the 50/30/20 rule leaves $2,478 a month for needs like rent, utilities and groceries, $1,487 for everything else and $991 for savings or debt. A two-bedroom at $1,140 takes 46% of the needs share.

How much is the electric bill in Harrison County, MS?

Homes in Mississippi paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.