Virginia · Census, HUD and BEA figures · Updated

Cost of Living in Harrisonburg city, VA

Prices around Harrisonburg city, VA run 5.1% below the U.S. average (BEA, the metro area). The typical household there earns $62,254 a year, and HUD puts a two-bedroom at $1,322 a month. Keeping that rent under 30% of income takes about $52,880 a year.

Harrisonburg city, VA at a glance

Median household income

$62,254$5,188 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,322HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.9-5.1% · BEA, the metro area
Electricity17.2¢per kWh · EIA Residential VA
Population51,392Census ACS 5-year estimate

How much rent can you afford in Harrisonburg city, VA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,322Monthly market rent
Share of gross income25.5%Recommended max: 30%
Annual income needed$52,880To meet the 30% standard
Max affordable rent$1,556At 30% of $62,254
0%30% (Affordability standard)100%
Compare against:

How much is rent in Harrisonburg city, VA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Harrisonburg, VA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Harrisonburg city, VA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,050$12,600$42,00020.2%
1-Bedroom Apartment$1,057$12,684$42,28020.4%
2-Bedroom ApartmentBenchmark$1,322$15,864$52,88025.5%
3-Bedroom Home$1,801$21,612$72,04034.7%
4-Bedroom Home$2,125$25,500$85,00041%

Rent in Harrisonburg city, VA, with the wage each unit needs →

What a typical income covers in Harrisonburg city, VA

The 50/30/20 rule applied to the local median of $62,254 a year ($5,188 a month before tax).

Needs (50%)$2,594/moRent ($1,322 2-BR), utilities (~$155/mo), groceries, transit
Wants (30%)$1,556/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,038/moEmergency fund, retirement, paying down loans

What $62,254 leaves after Virginia taxes

Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.

$62,254
$20,000$125,000
Filing status:
Gross salary breakdown$62,254
Net 79%
Fed 8%
VA 4%
FICA 8%
Annual take-home$49,436After all taxes
Monthly deposit$4,120Estimated per month
Biweekly paycheck$1,901Every 2 weeks (26/yr)
Effective tax rate20.6%Total tax burden
Federal income tax$5,290 / yr
Virginia state income tax$2,766 / yr
FICA (Social Security & Medicare)$4,762 / yr

Living in Harrisonburg city, VA: common questions

What is the median household income in Harrisonburg city, VA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harrisonburg city, VA is $62,254 per year (approximately $5,188 per month).

What is the average rent in Harrisonburg city, VA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,050 for a studio, $1,057 for one bedroom, $1,322 for two, $1,801 for three and $2,125 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Harrisonburg city, VA expensive to live in?

Prices there run 5.1% below the U.S. average. BEA's regional price parity for the metro area is 94.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Harrisonburg city, VA?

To keep a $1,322 two-bedroom under 30% of gross income, a household needs about $52,880 a year, or $4,407 a month. That is 85% of what the typical household in Harrisonburg city, VA earns.

How much do you need to live comfortably in Harrisonburg city, VA?

On the local median income of $62,254 ($5,188 a month before tax), the 50/30/20 rule leaves $2,594 a month for needs like rent, utilities and groceries, $1,556 for everything else and $1,038 for savings or debt. A two-bedroom at $1,322 takes 51% of the needs share.

How much is the electric bill in Harrisonburg city, VA?

Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.