Henderson County, KY at a glance
Median household income
$58,851$4,904 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Henderson County, KY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Henderson County, KY? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Henderson County, KY, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $711 | $8,532 | $28,440 | 14.5% |
| 1-Bedroom Apartment | $764 | $9,168 | $30,560 | 15.6% |
| 2-Bedroom ApartmentBenchmark | $949 | $11,388 | $37,960 | 19.4% |
| 3-Bedroom Home | $1,220 | $14,640 | $48,800 | 24.9% |
| 4-Bedroom Home | $1,414 | $16,968 | $56,560 | 28.8% |
Rent in Henderson County, KY, with the wage each unit needs →
What a typical income covers in Henderson County, KY
The 50/30/20 rule applied to the local median of $58,851 a year ($4,904 a month before tax).
What $58,851 leaves after Kentucky taxes
Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Kentucky
Living in Henderson County, KY: common questions
What is the median household income in Henderson County, KY?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Henderson County, KY is $58,851 per year (approximately $4,904 per month).
What is the average rent in Henderson County, KY?
The closest official figure is HUD's Fair Market Rent for 2026: $711 for a studio, $764 for one bedroom, $949 for two, $1,220 for three and $1,414 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Henderson County, KY expensive to live in?
Prices there run 9.8% below the U.S. average. BEA's regional price parity for Kentucky is 90.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Henderson County, KY?
To keep a $949 two-bedroom under 30% of gross income, a household needs about $37,960 a year, or $3,163 a month. That is 65% of what the typical household in Henderson County, KY earns.
How much do you need to live comfortably in Henderson County, KY?
On the local median income of $58,851 ($4,904 a month before tax), the 50/30/20 rule leaves $2,452 a month for needs like rent, utilities and groceries, $1,471 for everything else and $981 for savings or debt. A two-bedroom at $949 takes 39% of the needs share.
How much is the electric bill in Henderson County, KY?
Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.