Highlands County, FL at a glance
Median household income
$54,897$4,575 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Highlands County, FL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Highlands County, FL? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Sebring, FL MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $876 | $10,512 | $35,040 | 19.1% |
| 1-Bedroom Apartment | $1,006 | $12,072 | $40,240 | 22% |
| 2-Bedroom ApartmentBenchmark | $1,271 | $15,252 | $50,840 | 27.8% |
| 3-Bedroom Home | $1,538 | $18,456 | $61,520 | 33.6% |
| 4-Bedroom Home | $2,017 | $24,204 | $80,680 | 44.1% |
Rent in Highlands County, FL, with the wage each unit needs →
What a typical income covers in Highlands County, FL
The 50/30/20 rule applied to the local median of $54,897 a year ($4,575 a month before tax).
What $54,897 leaves after Florida taxes
Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Florida
Living in Highlands County, FL: common questions
What is the median household income in Highlands County, FL?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Highlands County, FL is $54,897 per year (approximately $4,575 per month).
What is the average rent in Highlands County, FL?
The closest official figure is HUD's Fair Market Rent for 2026: $876 for a studio, $1,006 for one bedroom, $1,271 for two, $1,538 for three and $2,017 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Highlands County, FL expensive to live in?
Prices there run 7.5% below the U.S. average. BEA's regional price parity for the metro area is 92.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Highlands County, FL?
To keep a $1,271 two-bedroom under 30% of gross income, a household needs about $50,840 a year, or $4,237 a month. That is 93% of what the typical household in Highlands County, FL earns.
How much do you need to live comfortably in Highlands County, FL?
On the local median income of $54,897 ($4,575 a month before tax), the 50/30/20 rule leaves $2,287 a month for needs like rent, utilities and groceries, $1,372 for everything else and $915 for savings or debt. A two-bedroom at $1,271 takes 56% of the needs share.
How much is the electric bill in Highlands County, FL?
Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.