North Carolina · Census, HUD and BEA figures · Updated

Cost of Living in Hoke County, NC

Prices around Hoke County, NC run 8% below the U.S. average (BEA, the metro area). The typical household there earns $64,912 a year, and HUD puts a two-bedroom at $998 a month. Keeping that rent under 30% of income takes about $39,920 a year.

Hoke County, NC at a glance

Median household income

$64,912$5,409 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$998HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.0-8% · BEA, the metro area
Electricity14.7¢per kWh · EIA Residential NC
Population53,835Census ACS 5-year estimate

How much rent can you afford in Hoke County, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$998Monthly market rent
Share of gross income18.4%Recommended max: 30%
Annual income needed$39,920To meet the 30% standard
Max affordable rent$1,623At 30% of $64,912
0%30% (Affordability standard)100%
Compare against:

How much is rent in Hoke County, NC? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Hoke County, NC HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Hoke County, NC, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$756$9,072$30,24014%
1-Bedroom Apartment$761$9,132$30,44014.1%
2-Bedroom ApartmentBenchmark$998$11,976$39,92018.4%
3-Bedroom Home$1,388$16,656$55,52025.7%
4-Bedroom Home$1,674$20,088$66,96030.9%

Rent in Hoke County, NC, with the wage each unit needs →

What a typical income covers in Hoke County, NC

The 50/30/20 rule applied to the local median of $64,912 a year ($5,409 a month before tax).

Needs (50%)$2,705/moRent ($998 2-BR), utilities (~$133/mo), groceries, transit
Wants (30%)$1,623/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,082/moEmergency fund, retirement, paying down loans

What $64,912 leaves after North Carolina taxes

Federal income tax, Social Security, Medicare and North Carolina tax on the local median income. Change the salary to see yours.

$64,912
$25,000$130,000
Filing status:
Gross salary breakdown$64,912
Net 81%
Fed 9%
NC 3%
FICA 8%
Annual take-home$52,256After all taxes
Monthly deposit$4,355Estimated per month
Biweekly paycheck$2,010Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$5,609 / yr
North Carolina state income tax$2,081 / yr
FICA (Social Security & Medicare)$4,966 / yr

Living in Hoke County, NC: common questions

What is the median household income in Hoke County, NC?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Hoke County, NC is $64,912 per year (approximately $5,409 per month).

What is the average rent in Hoke County, NC?

The closest official figure is HUD's Fair Market Rent for 2026: $756 for a studio, $761 for one bedroom, $998 for two, $1,388 for three and $1,674 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Hoke County, NC expensive to live in?

Prices there run 8% below the U.S. average. BEA's regional price parity for the metro area is 92.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Hoke County, NC?

To keep a $998 two-bedroom under 30% of gross income, a household needs about $39,920 a year, or $3,327 a month. That is 61% of what the typical household in Hoke County, NC earns.

How much do you need to live comfortably in Hoke County, NC?

On the local median income of $64,912 ($5,409 a month before tax), the 50/30/20 rule leaves $2,705 a month for needs like rent, utilities and groceries, $1,623 for everything else and $1,082 for savings or debt. A two-bedroom at $998 takes 37% of the needs share.

How much is the electric bill in Hoke County, NC?

Homes in North Carolina paid 14.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $133. Your bill depends mostly on heating and cooling.