Holmes County, MS at a glance
Median household income
$32,538$2,712 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Holmes County, MS?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Holmes County, MS? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Holmes County, MS HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $733 | $8,796 | $29,320 | 27% |
| 1-Bedroom Apartment | $768 | $9,216 | $30,720 | 28.3% |
| 2-Bedroom ApartmentBenchmark | $842 | $10,104 | $33,680 | 31.1% |
| 3-Bedroom Home | $1,111 | $13,332 | $44,440 | 41% |
| 4-Bedroom Home | $1,115 | $13,380 | $44,600 | 41.1% |
What a typical income covers in Holmes County, MS
The 50/30/20 rule applied to the local median of $32,538 a year ($2,712 a month before tax).
What $32,538 leaves after Mississippi taxes
Federal income tax, Social Security, Medicare and Mississippi tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Mississippi
Living in Holmes County, MS: common questions
What is the median household income in Holmes County, MS?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Holmes County, MS is $32,538 per year (approximately $2,712 per month).
What is the average rent in Holmes County, MS?
The closest official figure is HUD's Fair Market Rent for 2026: $733 for a studio, $768 for one bedroom, $842 for two, $1,111 for three and $1,115 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Holmes County, MS expensive to live in?
Prices there run 11% below the U.S. average. BEA's regional price parity for the metro area is 89.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Holmes County, MS?
To keep a $842 two-bedroom under 30% of gross income, a household needs about $33,680 a year, or $2,807 a month. That is 104% of what the typical household in Holmes County, MS earns.
How much do you need to live comfortably in Holmes County, MS?
On the local median income of $32,538 ($2,712 a month before tax), the 50/30/20 rule leaves $1,356 a month for needs like rent, utilities and groceries, $813 for everything else and $542 for savings or debt. A two-bedroom at $842 takes 62% of the needs share.
How much is the electric bill in Holmes County, MS?
Homes in Mississippi paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.