Holt County, NE at a glance
Median household income
$68,513$5,709 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Holt County, NE?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Holt County, NE? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Holt County, NE, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $663 | $7,956 | $26,520 | 11.6% |
| 1-Bedroom Apartment | $802 | $9,624 | $32,080 | 14% |
| 2-Bedroom ApartmentBenchmark | $961 | $11,532 | $38,440 | 16.8% |
| 3-Bedroom Home | $1,152 | $13,824 | $46,080 | 20.2% |
| 4-Bedroom Home | $1,284 | $15,408 | $51,360 | 22.5% |
What a typical income covers in Holt County, NE
The 50/30/20 rule applied to the local median of $68,513 a year ($5,709 a month before tax).
What $68,513 leaves after Nebraska taxes
Federal income tax, Social Security, Medicare and Nebraska tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Nebraska
Living in Holt County, NE: common questions
What is the median household income in Holt County, NE?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Holt County, NE is $68,513 per year (approximately $5,709 per month).
What is the average rent in Holt County, NE?
The closest official figure is HUD's Fair Market Rent for 2026: $663 for a studio, $802 for one bedroom, $961 for two, $1,152 for three and $1,284 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Holt County, NE expensive to live in?
Prices there run 9.9% below the U.S. average. BEA's regional price parity for Nebraska is 90.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Holt County, NE?
To keep a $961 two-bedroom under 30% of gross income, a household needs about $38,440 a year, or $3,203 a month. That is 56% of what the typical household in Holt County, NE earns.
How much do you need to live comfortably in Holt County, NE?
On the local median income of $68,513 ($5,709 a month before tax), the 50/30/20 rule leaves $2,855 a month for needs like rent, utilities and groceries, $1,713 for everything else and $1,142 for savings or debt. A two-bedroom at $961 takes 34% of the needs share.
How much is the electric bill in Holt County, NE?
Homes in Nebraska paid 13.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $119. Your bill depends mostly on heating and cooling.