Houma, LA at a glance
Median household income
$58,194$4,850 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Houma, LA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Houma, LA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Houma-Bayou Cane-Thibodaux, LA MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $760 | $9,120 | $30,400 | 15.7% |
| 1-Bedroom Apartment | $904 | $10,848 | $36,160 | 18.6% |
| 2-Bedroom ApartmentBenchmark | $1,102 | $13,224 | $44,080 | 22.7% |
| 3-Bedroom Home | $1,330 | $15,960 | $53,200 | 27.4% |
| 4-Bedroom Home | $1,459 | $17,508 | $58,360 | 30.1% |
What a typical income covers in Houma, LA
The 50/30/20 rule applied to the local median of $58,194 a year ($4,850 a month before tax).
What $58,194 leaves after Louisiana taxes
Federal income tax, Social Security, Medicare and Louisiana tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Louisiana
Living in Houma, LA: common questions
What is the median household income in Houma, LA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Houma, LA is $58,194 per year (approximately $4,850 per month).
What is the average rent in Houma, LA?
The closest official figure is HUD's Fair Market Rent for 2026: $760 for a studio, $904 for one bedroom, $1,102 for two, $1,330 for three and $1,459 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Houma, LA expensive to live in?
Prices there run 14.9% below the U.S. average. BEA's regional price parity for the metro area is 85.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Houma, LA?
To keep a $1,102 two-bedroom under 30% of gross income, a household needs about $44,080 a year, or $3,673 a month. That is 76% of what the typical household in Houma, LA earns.
How much do you need to live comfortably in Houma, LA?
On the local median income of $58,194 ($4,850 a month before tax), the 50/30/20 rule leaves $2,425 a month for needs like rent, utilities and groceries, $1,455 for everything else and $970 for savings or debt. A two-bedroom at $1,102 takes 45% of the needs share.
How much is the electric bill in Houma, LA?
Homes in Louisiana paid 13.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $121. Your bill depends mostly on heating and cooling.