Cost of Living in Houston County, TN

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Houston County, TN is $59,576 per year (approximately $4,965 per month).

The closest official figure is HUD's Fair Market Rent for 2026: $724 for a studio, $726 for one bedroom, $925 for two, $1,253 for three and $1,552 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Prices there run 8.1% below the U.S. average. BEA's regional price parity for Tennessee is 91.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

To keep a $925 two-bedroom under 30% of gross income, a household needs about $37,000 a year, or $3,083 a month. That is 62% of what the typical household in Houston County, TN earns.

On the local median income of $59,576 ($4,965 a month before tax), the 50/30/20 rule leaves $2,482 a month for needs like rent, utilities and groceries, $1,489 for everything else and $993 for savings or debt. A two-bedroom at $925 takes 37% of the needs share.

Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.