Iowa · Census, HUD and BEA figures · Updated

Cost of Living in Humboldt County, IA

Prices around Humboldt County, IA run 12.2% below the U.S. average (BEA, Iowa). The typical household there earns $71,946 a year, and HUD puts a two-bedroom at $919 a month. Keeping that rent under 30% of income takes about $36,760 a year.

Humboldt County, IA at a glance

Median household income

$71,946$5,996 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$919HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Iowa
Electricity15.9¢per kWh · EIA Residential IA
Population9,591Census ACS 5-year estimate

How much rent can you afford in Humboldt County, IA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$919Monthly market rent
Share of gross income15.3%Recommended max: 30%
Annual income needed$36,760To meet the 30% standard
Max affordable rent$1,799At 30% of $71,946
0%30% (Affordability standard)100%
Compare against:

How much is rent in Humboldt County, IA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Humboldt County, IA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Humboldt County, IA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$682$8,184$27,28011.4%
1-Bedroom Apartment$798$9,576$31,92013.3%
2-Bedroom ApartmentBenchmark$919$11,028$36,76015.3%
3-Bedroom Home$1,278$15,336$51,12021.3%
4-Bedroom Home$1,436$17,232$57,44024%

Rent in Humboldt County, IA, with the wage each unit needs →

What a typical income covers in Humboldt County, IA

The 50/30/20 rule applied to the local median of $71,946 a year ($5,996 a month before tax).

Needs (50%)$2,998/moRent ($919 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,799/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,199/moEmergency fund, retirement, paying down loans

What $71,946 leaves after Iowa taxes

Federal income tax, Social Security, Medicare and Iowa tax on the local median income. Change the salary to see yours.

$71,946
$25,000$145,000
Filing status:
Gross salary breakdown$71,946
Net 80%
Fed 10%
IA 3%
FICA 8%
Annual take-home$57,362After all taxes
Monthly deposit$4,780Estimated per month
Biweekly paycheck$2,206Every 2 weeks (26/yr)
Effective tax rate20.3%Total tax burden
Federal income tax$6,998 / yr
Iowa state income tax$2,082 / yr
FICA (Social Security & Medicare)$5,504 / yr

Living in Humboldt County, IA: common questions

What is the median household income in Humboldt County, IA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Humboldt County, IA is $71,946 per year (approximately $5,996 per month).

What is the average rent in Humboldt County, IA?

The closest official figure is HUD's Fair Market Rent for 2026: $682 for a studio, $798 for one bedroom, $919 for two, $1,278 for three and $1,436 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Humboldt County, IA expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Iowa is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Humboldt County, IA?

To keep a $919 two-bedroom under 30% of gross income, a household needs about $36,760 a year, or $3,063 a month. That is 51% of what the typical household in Humboldt County, IA earns.

How much do you need to live comfortably in Humboldt County, IA?

On the local median income of $71,946 ($5,996 a month before tax), the 50/30/20 rule leaves $2,998 a month for needs like rent, utilities and groceries, $1,799 for everything else and $1,199 for savings or debt. A two-bedroom at $919 takes 31% of the needs share.

How much is the electric bill in Humboldt County, IA?

Homes in Iowa paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.