New Jersey · Census, HUD and BEA figures · Updated

Cost of Living in Hunterdon County, NJ

Prices around Hunterdon County, NJ run 12.6% above the U.S. average (BEA, the metro area). The typical household there earns $141,715 a year, and HUD puts a two-bedroom at $2,486 a month. Keeping that rent under 30% of income takes about $99,440 a year.

Hunterdon County, NJ at a glance

Median household income

$141,715$11,810 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,486HUD FY2026 Fair Market Rent
Price level (U.S. = 100)112.6+12.6% · BEA, the metro area
Electricity25¢per kWh · EIA Residential NJ
Population130,160Census ACS 5-year estimate

How much rent can you afford in Hunterdon County, NJ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,486Monthly market rent
Share of gross income21.1%Recommended max: 30%
Annual income needed$99,440To meet the 30% standard
Max affordable rent$3,543At 30% of $141,715
0%30% (Affordability standard)100%
Compare against:

How much is rent in Hunterdon County, NJ? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Hunterdon County, NJ, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,804$21,648$72,16015.3%
1-Bedroom Apartment$1,978$23,736$79,12016.7%
2-Bedroom ApartmentBenchmark$2,486$29,832$99,44021.1%
3-Bedroom Home$2,981$35,772$119,24025.2%
4-Bedroom Home$3,296$39,552$131,84027.9%

Rent in Hunterdon County, NJ, with the wage each unit needs →

What a typical income covers in Hunterdon County, NJ

The 50/30/20 rule applied to the local median of $141,715 a year ($11,810 a month before tax).

Needs (50%)$5,905/moRent ($2,486 2-BR), utilities (~$225/mo), groceries, transit
Wants (30%)$3,543/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$2,362/moEmergency fund, retirement, paying down loans

What $141,715 leaves after New Jersey taxes

Federal income tax, Social Security, Medicare and New Jersey tax on the local median income. Change the salary to see yours.

$141,715
$55,000$285,000
Filing status:
Gross salary breakdown$141,715
Net 71%
Fed 16%
NJ 5%
FICA 8%
Annual take-home$101,291After all taxes
Monthly deposit$8,441Estimated per month
Biweekly paycheck$3,896Every 2 weeks (26/yr)
Effective tax rate28.5%Total tax burden
Federal income tax$22,746 / yr
New Jersey state income tax$6,837 / yr
FICA (Social Security & Medicare)$10,841 / yr

Living in Hunterdon County, NJ: common questions

What is the median household income in Hunterdon County, NJ?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Hunterdon County, NJ is $141,715 per year (approximately $11,810 per month).

What is the average rent in Hunterdon County, NJ?

The closest official figure is HUD's Fair Market Rent for 2026: $1,804 for a studio, $1,978 for one bedroom, $2,486 for two, $2,981 for three and $3,296 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Hunterdon County, NJ expensive to live in?

Prices there run 12.6% above the U.S. average. BEA's regional price parity for the metro area is 112.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Hunterdon County, NJ?

To keep a $2,486 two-bedroom under 30% of gross income, a household needs about $99,440 a year, or $8,287 a month. That is 70% of what the typical household in Hunterdon County, NJ earns.

How much do you need to live comfortably in Hunterdon County, NJ?

On the local median income of $141,715 ($11,810 a month before tax), the 50/30/20 rule leaves $5,905 a month for needs like rent, utilities and groceries, $3,543 for everything else and $2,362 for savings or debt. A two-bedroom at $2,486 takes 42% of the needs share.

How much is the electric bill in Hunterdon County, NJ?

Homes in New Jersey paid 25¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $225. Your bill depends mostly on heating and cooling.