Michigan · Census, HUD and BEA figures · Updated

Cost of Living in Ionia County, MI

Prices around Ionia County, MI run 4.5% below the U.S. average (BEA, the metro area). The typical household there earns $75,611 a year, and HUD puts a two-bedroom at $1,209 a month. Keeping that rent under 30% of income takes about $48,360 a year.

Ionia County, MI at a glance

Median household income

$75,611$6,301 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,209HUD FY2026 Fair Market Rent
Price level (U.S. = 100)95.5-4.5% · BEA, the metro area
Electricity23¢per kWh · EIA Residential MI
Population66,574Census ACS 5-year estimate

How much rent can you afford in Ionia County, MI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,209Monthly market rent
Share of gross income19.2%Recommended max: 30%
Annual income needed$48,360To meet the 30% standard
Max affordable rent$1,890At 30% of $75,611
0%30% (Affordability standard)100%
Compare against:

How much is rent in Ionia County, MI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Ionia County, MI HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Ionia County, MI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$834$10,008$33,36013.2%
1-Bedroom Apartment$921$11,052$36,84014.6%
2-Bedroom ApartmentBenchmark$1,209$14,508$48,36019.2%
3-Bedroom Home$1,481$17,772$59,24023.5%
4-Bedroom Home$1,931$23,172$77,24030.6%

Rent in Ionia County, MI, with the wage each unit needs →

What a typical income covers in Ionia County, MI

The 50/30/20 rule applied to the local median of $75,611 a year ($6,301 a month before tax).

Needs (50%)$3,150/moRent ($1,209 2-BR), utilities (~$207/mo), groceries, transit
Wants (30%)$1,890/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,260/moEmergency fund, retirement, paying down loans

What $75,611 leaves after Michigan taxes

Federal income tax, Social Security, Medicare and Michigan tax on the local median income. Change the salary to see yours.

$75,611
$30,000$155,000
Filing status:
Gross salary breakdown$75,611
Net 78%
Fed 10%
MI 4%
FICA 8%
Annual take-home$59,060After all taxes
Monthly deposit$4,922Estimated per month
Biweekly paycheck$2,272Every 2 weeks (26/yr)
Effective tax rate21.9%Total tax burden
Federal income tax$7,804 / yr
Michigan state income tax$2,963 / yr
FICA (Social Security & Medicare)$5,784 / yr

Living in Ionia County, MI: common questions

What is the median household income in Ionia County, MI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ionia County, MI is $75,611 per year (approximately $6,301 per month).

What is the average rent in Ionia County, MI?

The closest official figure is HUD's Fair Market Rent for 2026: $834 for a studio, $921 for one bedroom, $1,209 for two, $1,481 for three and $1,931 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Ionia County, MI expensive to live in?

Prices there run 4.5% below the U.S. average. BEA's regional price parity for the metro area is 95.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Ionia County, MI?

To keep a $1,209 two-bedroom under 30% of gross income, a household needs about $48,360 a year, or $4,030 a month. That is 64% of what the typical household in Ionia County, MI earns.

How much do you need to live comfortably in Ionia County, MI?

On the local median income of $75,611 ($6,301 a month before tax), the 50/30/20 rule leaves $3,150 a month for needs like rent, utilities and groceries, $1,890 for everything else and $1,260 for savings or debt. A two-bedroom at $1,209 takes 38% of the needs share.

How much is the electric bill in Ionia County, MI?

Homes in Michigan paid 23¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $207. Your bill depends mostly on heating and cooling.