Indiana · Census, HUD and BEA figures · Updated

Cost of Living in Jackson County, IN

Prices around Jackson County, IN run 6.7% below the U.S. average (BEA, Indiana). The typical household there earns $70,262 a year, and HUD puts a two-bedroom at $1,059 a month. Keeping that rent under 30% of income takes about $42,360 a year.

Jackson County, IN at a glance

Median household income

$70,262$5,855 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,059HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.3-6.7% · BEA, Indiana
Electricity17.5¢per kWh · EIA Residential IN
Population46,660Census ACS 5-year estimate

How much rent can you afford in Jackson County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,059Monthly market rent
Share of gross income18.1%Recommended max: 30%
Annual income needed$42,360To meet the 30% standard
Max affordable rent$1,757At 30% of $70,262
0%30% (Affordability standard)100%
Compare against:

How much is rent in Jackson County, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Jackson County, IN, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Jackson County, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$802$9,624$32,08013.7%
1-Bedroom Apartment$807$9,684$32,28013.8%
2-Bedroom ApartmentBenchmark$1,059$12,708$42,36018.1%
3-Bedroom Home$1,328$15,936$53,12022.7%
4-Bedroom Home$1,402$16,824$56,08023.9%

Rent in Jackson County, IN, with the wage each unit needs →

What a typical income covers in Jackson County, IN

The 50/30/20 rule applied to the local median of $70,262 a year ($5,855 a month before tax).

Needs (50%)$2,928/moRent ($1,059 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$1,757/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,171/moEmergency fund, retirement, paying down loans

What $70,262 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$70,262
$25,000$145,000
Filing status:
Gross salary breakdown$70,262
Net 80%
Fed 9%
IN 3%
FICA 8%
Annual take-home$56,216After all taxes
Monthly deposit$4,685Estimated per month
Biweekly paycheck$2,162Every 2 weeks (26/yr)
Effective tax rate20%Total tax burden
Federal income tax$6,628 / yr
Indiana state income tax$2,043 / yr
FICA (Social Security & Medicare)$5,375 / yr

Living in Jackson County, IN: common questions

What is the median household income in Jackson County, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Jackson County, IN is $70,262 per year (approximately $5,855 per month).

What is the average rent in Jackson County, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $802 for a studio, $807 for one bedroom, $1,059 for two, $1,328 for three and $1,402 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Jackson County, IN expensive to live in?

Prices there run 6.7% below the U.S. average. BEA's regional price parity for Indiana is 93.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Jackson County, IN?

To keep a $1,059 two-bedroom under 30% of gross income, a household needs about $42,360 a year, or $3,530 a month. That is 60% of what the typical household in Jackson County, IN earns.

How much do you need to live comfortably in Jackson County, IN?

On the local median income of $70,262 ($5,855 a month before tax), the 50/30/20 rule leaves $2,928 a month for needs like rent, utilities and groceries, $1,757 for everything else and $1,171 for savings or debt. A two-bedroom at $1,059 takes 36% of the needs share.

How much is the electric bill in Jackson County, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.