Jefferson County, MS at a glance
Median household income
$38,305$3,192 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Jefferson County, MS?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Jefferson County, MS? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Jefferson County, MS, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $708 | $8,496 | $28,320 | 22.2% |
| 1-Bedroom Apartment | $713 | $8,556 | $28,520 | 22.3% |
| 2-Bedroom ApartmentBenchmark | $842 | $10,104 | $33,680 | 26.4% |
| 3-Bedroom Home | $1,111 | $13,332 | $44,440 | 34.8% |
| 4-Bedroom Home | $1,118 | $13,416 | $44,720 | 35% |
Rent in Jefferson County, MS, with the wage each unit needs →
What a typical income covers in Jefferson County, MS
The 50/30/20 rule applied to the local median of $38,305 a year ($3,192 a month before tax).
What $38,305 leaves after Mississippi taxes
Federal income tax, Social Security, Medicare and Mississippi tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Mississippi
Living in Jefferson County, MS: common questions
What is the median household income in Jefferson County, MS?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Jefferson County, MS is $38,305 per year (approximately $3,192 per month).
What is the average rent in Jefferson County, MS?
The closest official figure is HUD's Fair Market Rent for 2026: $708 for a studio, $713 for one bedroom, $842 for two, $1,111 for three and $1,118 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Jefferson County, MS expensive to live in?
Prices there run 13% below the U.S. average. BEA's regional price parity for Mississippi is 87.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Jefferson County, MS?
To keep a $842 two-bedroom under 30% of gross income, a household needs about $33,680 a year, or $2,807 a month. That is 88% of what the typical household in Jefferson County, MS earns.
How much do you need to live comfortably in Jefferson County, MS?
On the local median income of $38,305 ($3,192 a month before tax), the 50/30/20 rule leaves $1,596 a month for needs like rent, utilities and groceries, $958 for everything else and $638 for savings or debt. A two-bedroom at $842 takes 53% of the needs share.
How much is the electric bill in Jefferson County, MS?
Homes in Mississippi paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.