Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Jefferson County, OK

Prices around Jefferson County, OK run 12.2% below the U.S. average (BEA, Oklahoma). The typical household there earns $48,668 a year, and HUD puts a two-bedroom at $937 a month. Keeping that rent under 30% of income takes about $37,480 a year.

Jefferson County, OK at a glance

Median household income

$48,668$4,056 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$937HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Oklahoma
Electricity14.3¢per kWh · EIA Residential OK
Population5,380Census ACS 5-year estimate

How much rent can you afford in Jefferson County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income23.1%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,217At 30% of $48,668
0%30% (Affordability standard)100%
Compare against:

How much is rent in Jefferson County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Jefferson County, OK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Jefferson County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$705$8,460$28,20017.4%
1-Bedroom Apartment$714$8,568$28,56017.6%
2-Bedroom ApartmentBenchmark$937$11,244$37,48023.1%
3-Bedroom Home$1,175$14,100$47,00029%
4-Bedroom Home$1,572$18,864$62,88038.8%

Rent in Jefferson County, OK, with the wage each unit needs →

What a typical income covers in Jefferson County, OK

The 50/30/20 rule applied to the local median of $48,668 a year ($4,056 a month before tax).

Needs (50%)$2,028/moRent ($937 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,217/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$811/moEmergency fund, retirement, paying down loans

What $48,668 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$48,668
$15,000$100,000
Filing status:
Gross salary breakdown$48,668
Net 81%
Fed 8%
OK 3%
FICA 8%
Annual take-home$39,640After all taxes
Monthly deposit$3,303Estimated per month
Biweekly paycheck$1,525Every 2 weeks (26/yr)
Effective tax rate18.6%Total tax burden
Federal income tax$3,660 / yr
Oklahoma state income tax$1,645 / yr
FICA (Social Security & Medicare)$3,723 / yr

Living in Jefferson County, OK: common questions

What is the median household income in Jefferson County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Jefferson County, OK is $48,668 per year (approximately $4,056 per month).

What is the average rent in Jefferson County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $705 for a studio, $714 for one bedroom, $937 for two, $1,175 for three and $1,572 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Jefferson County, OK expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Jefferson County, OK?

To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 77% of what the typical household in Jefferson County, OK earns.

How much do you need to live comfortably in Jefferson County, OK?

On the local median income of $48,668 ($4,056 a month before tax), the 50/30/20 rule leaves $2,028 a month for needs like rent, utilities and groceries, $1,217 for everything else and $811 for savings or debt. A two-bedroom at $937 takes 46% of the needs share.

How much is the electric bill in Jefferson County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.