Indiana · Census, HUD and BEA figures · Updated

Cost of Living in Johnson County, IN

Prices around Johnson County, IN run 4.3% below the U.S. average (BEA, the metro area). The typical household there earns $90,454 a year, and HUD puts a two-bedroom at $1,473 a month. Keeping that rent under 30% of income takes about $58,920 a year.

Johnson County, IN at a glance

Median household income

$90,454$7,538 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,473HUD FY2026 Fair Market Rent
Price level (U.S. = 100)95.7-4.3% · BEA, the metro area
Electricity17.5¢per kWh · EIA Residential IN
Population166,315Census ACS 5-year estimate

How much rent can you afford in Johnson County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,473Monthly market rent
Share of gross income19.5%Recommended max: 30%
Annual income needed$58,920To meet the 30% standard
Max affordable rent$2,261At 30% of $90,454
0%30% (Affordability standard)100%
Compare against:

How much is rent in Johnson County, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Indianapolis-Carmel, IN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Johnson County, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,118$13,416$44,72014.8%
1-Bedroom Apartment$1,267$15,204$50,68016.8%
2-Bedroom ApartmentBenchmark$1,473$17,676$58,92019.5%
3-Bedroom Home$1,907$22,884$76,28025.3%
4-Bedroom Home$2,338$28,056$93,52031%

Rent in Johnson County, IN, with the wage each unit needs →

What a typical income covers in Johnson County, IN

The 50/30/20 rule applied to the local median of $90,454 a year ($7,538 a month before tax).

Needs (50%)$3,769/moRent ($1,473 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$2,261/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,508/moEmergency fund, retirement, paying down loans

What $90,454 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$90,454
$35,000$185,000
Filing status:
Gross salary breakdown$90,454
Net 77%
Fed 12%
IN 3%
FICA 8%
Annual take-home$69,826After all taxes
Monthly deposit$5,819Estimated per month
Biweekly paycheck$2,686Every 2 weeks (26/yr)
Effective tax rate22.8%Total tax burden
Federal income tax$11,070 / yr
Indiana state income tax$2,639 / yr
FICA (Social Security & Medicare)$6,920 / yr

Living in Johnson County, IN: common questions

What is the median household income in Johnson County, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Johnson County, IN is $90,454 per year (approximately $7,538 per month).

What is the average rent in Johnson County, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $1,118 for a studio, $1,267 for one bedroom, $1,473 for two, $1,907 for three and $2,338 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Johnson County, IN expensive to live in?

Prices there run 4.3% below the U.S. average. BEA's regional price parity for the metro area is 95.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Johnson County, IN?

To keep a $1,473 two-bedroom under 30% of gross income, a household needs about $58,920 a year, or $4,910 a month. That is 65% of what the typical household in Johnson County, IN earns.

How much do you need to live comfortably in Johnson County, IN?

On the local median income of $90,454 ($7,538 a month before tax), the 50/30/20 rule leaves $3,769 a month for needs like rent, utilities and groceries, $2,261 for everything else and $1,508 for savings or debt. A two-bedroom at $1,473 takes 39% of the needs share.

How much is the electric bill in Johnson County, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.