Pennsylvania · Census, HUD and BEA figures · Updated

Cost of Living in Johnstown, PA

Prices around Johnstown, PA run 14.1% below the U.S. average (BEA, the metro area). The typical household there earns $37,888 a year, and HUD puts a two-bedroom at $1,035 a month. Keeping that rent under 30% of income takes about $41,400 a year.

Johnstown, PA at a glance

Median household income

$37,888$3,157 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,035HUD FY2026 Fair Market Rent
Price level (U.S. = 100)85.9-14.1% · BEA, the metro area
Electricity21.7¢per kWh · EIA Residential PA
Population18,087Census ACS 5-year estimate

How much rent can you afford in Johnstown, PA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,035Monthly market rent
Share of gross income32.8%Recommended max: 30%
Annual income needed$41,400To meet the 30% standard
Max affordable rent$947At 30% of $37,888
0%30% (Affordability standard)100%
Compare against:

How much is rent in Johnstown, PA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Johnstown, PA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Johnstown, PA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$840$10,080$33,60026.6%
1-Bedroom Apartment$846$10,152$33,84026.8%
2-Bedroom ApartmentBenchmark$1,035$12,420$41,40032.8%
3-Bedroom Home$1,431$17,172$57,24045.3%
4-Bedroom Home$1,484$17,808$59,36047%

Rent in Johnstown, PA, with the wage each unit needs →

What a typical income covers in Johnstown, PA

The 50/30/20 rule applied to the local median of $37,888 a year ($3,157 a month before tax).

Needs (50%)$1,579/moRent ($1,035 2-BR), utilities (~$196/mo), groceries, transit
Wants (30%)$947/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$631/moEmergency fund, retirement, paying down loans

What $37,888 leaves after Pennsylvania taxes

Federal income tax, Social Security, Medicare and Pennsylvania tax on the local median income. Change the salary to see yours.

$37,888
$15,000$80,000
Filing status:
Gross salary breakdown$37,888
Net 83%
Fed 6%
PA 3%
FICA 8%
Annual take-home$31,460After all taxes
Monthly deposit$2,622Estimated per month
Biweekly paycheck$1,210Every 2 weeks (26/yr)
Effective tax rate17%Total tax burden
Federal income tax$2,367 / yr
Pennsylvania state income tax$1,163 / yr
FICA (Social Security & Medicare)$2,898 / yr

Living in Johnstown, PA: common questions

What is the median household income in Johnstown, PA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Johnstown, PA is $37,888 per year (approximately $3,157 per month).

What is the average rent in Johnstown, PA?

The closest official figure is HUD's Fair Market Rent for 2026: $840 for a studio, $846 for one bedroom, $1,035 for two, $1,431 for three and $1,484 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Johnstown, PA expensive to live in?

Prices there run 14.1% below the U.S. average. BEA's regional price parity for the metro area is 85.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Johnstown, PA?

To keep a $1,035 two-bedroom under 30% of gross income, a household needs about $41,400 a year, or $3,450 a month. That is 109% of what the typical household in Johnstown, PA earns.

How much do you need to live comfortably in Johnstown, PA?

On the local median income of $37,888 ($3,157 a month before tax), the 50/30/20 rule leaves $1,579 a month for needs like rent, utilities and groceries, $947 for everything else and $631 for savings or debt. A two-bedroom at $1,035 takes 66% of the needs share.

How much is the electric bill in Johnstown, PA?

Homes in Pennsylvania paid 21.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $196. Your bill depends mostly on heating and cooling.