Oregon · Census, HUD and BEA figures · Updated

Cost of Living in Josephine County, OR

Prices around Josephine County, OR run 2.2% below the U.S. average (BEA, the metro area). The typical household there earns $60,098 a year, and HUD puts a two-bedroom at $1,363 a month. Keeping that rent under 30% of income takes about $54,520 a year.

Josephine County, OR at a glance

Median household income

$60,098$5,008 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,363HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.8-2.2% · BEA, the metro area
Electricity16.3¢per kWh · EIA Residential OR
Population88,179Census ACS 5-year estimate

How much rent can you afford in Josephine County, OR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,363Monthly market rent
Share of gross income27.2%Recommended max: 30%
Annual income needed$54,520To meet the 30% standard
Max affordable rent$1,502At 30% of $60,098
0%30% (Affordability standard)100%
Compare against:

How much is rent in Josephine County, OR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Grants Pass, OR MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Josephine County, OR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$940$11,280$37,60018.8%
1-Bedroom Apartment$1,039$12,468$41,56020.7%
2-Bedroom ApartmentBenchmark$1,363$16,356$54,52027.2%
3-Bedroom Home$1,896$22,752$75,84037.9%
4-Bedroom Home$2,014$24,168$80,56040.2%

Rent in Josephine County, OR, with the wage each unit needs →

What a typical income covers in Josephine County, OR

The 50/30/20 rule applied to the local median of $60,098 a year ($5,008 a month before tax).

Needs (50%)$2,504/moRent ($1,363 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,502/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,002/moEmergency fund, retirement, paying down loans

What $60,098 leaves after Oregon taxes

Federal income tax, Social Security, Medicare and Oregon tax on the local median income. Change the salary to see yours.

$60,098
$20,000$125,000
Filing status:
Gross salary breakdown$60,098
Net 77%
Fed 8%
OR 7%
FICA 8%
Annual take-home$46,465After all taxes
Monthly deposit$3,872Estimated per month
Biweekly paycheck$1,787Every 2 weeks (26/yr)
Effective tax rate22.7%Total tax burden
Federal income tax$5,032 / yr
Oregon state income tax$4,004 / yr
FICA (Social Security & Medicare)$4,598 / yr

Living in Josephine County, OR: common questions

What is the median household income in Josephine County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Josephine County, OR is $60,098 per year (approximately $5,008 per month).

What is the average rent in Josephine County, OR?

The closest official figure is HUD's Fair Market Rent for 2026: $940 for a studio, $1,039 for one bedroom, $1,363 for two, $1,896 for three and $2,014 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Josephine County, OR expensive to live in?

Prices there run 2.2% below the U.S. average. BEA's regional price parity for the metro area is 97.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Josephine County, OR?

To keep a $1,363 two-bedroom under 30% of gross income, a household needs about $54,520 a year, or $4,543 a month. That is 91% of what the typical household in Josephine County, OR earns.

How much do you need to live comfortably in Josephine County, OR?

On the local median income of $60,098 ($5,008 a month before tax), the 50/30/20 rule leaves $2,504 a month for needs like rent, utilities and groceries, $1,502 for everything else and $1,002 for savings or debt. A two-bedroom at $1,363 takes 54% of the needs share.

How much is the electric bill in Josephine County, OR?

Homes in Oregon paid 16.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.