Michigan · Census, HUD and BEA figures · Updated

Cost of Living in Kalkaska County, MI

Prices around Kalkaska County, MI run 6.6% below the U.S. average (BEA, the metro area). The typical household there earns $68,578 a year, and HUD puts a two-bedroom at $973 a month. Keeping that rent under 30% of income takes about $38,920 a year.

Kalkaska County, MI at a glance

Median household income

$68,578$5,715 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$973HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.4-6.6% · BEA, the metro area
Electricity23¢per kWh · EIA Residential MI
Population18,239Census ACS 5-year estimate

How much rent can you afford in Kalkaska County, MI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income17%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,714At 30% of $68,578
0%30% (Affordability standard)100%
Compare against:

How much is rent in Kalkaska County, MI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Kalkaska County, MI HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Kalkaska County, MI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$719$8,628$28,76012.6%
1-Bedroom Apartment$766$9,192$30,64013.4%
2-Bedroom ApartmentBenchmark$973$11,676$38,92017%
3-Bedroom Home$1,286$15,432$51,44022.5%
4-Bedroom Home$1,291$15,492$51,64022.6%

Rent in Kalkaska County, MI, with the wage each unit needs →

What a typical income covers in Kalkaska County, MI

The 50/30/20 rule applied to the local median of $68,578 a year ($5,715 a month before tax).

Needs (50%)$2,857/moRent ($973 2-BR), utilities (~$207/mo), groceries, transit
Wants (30%)$1,714/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,143/moEmergency fund, retirement, paying down loans

What $68,578 leaves after Michigan taxes

Federal income tax, Social Security, Medicare and Michigan tax on the local median income. Change the salary to see yours.

$68,578
$25,000$140,000
Filing status:
Gross salary breakdown$68,578
Net 79%
Fed 9%
MI 4%
FICA 8%
Annual take-home$54,411After all taxes
Monthly deposit$4,534Estimated per month
Biweekly paycheck$2,093Every 2 weeks (26/yr)
Effective tax rate20.7%Total tax burden
Federal income tax$6,257 / yr
Michigan state income tax$2,664 / yr
FICA (Social Security & Medicare)$5,246 / yr

Living in Kalkaska County, MI: common questions

What is the median household income in Kalkaska County, MI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kalkaska County, MI is $68,578 per year (approximately $5,715 per month).

What is the average rent in Kalkaska County, MI?

The closest official figure is HUD's Fair Market Rent for 2026: $719 for a studio, $766 for one bedroom, $973 for two, $1,286 for three and $1,291 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Kalkaska County, MI expensive to live in?

Prices there run 6.6% below the U.S. average. BEA's regional price parity for the metro area is 93.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Kalkaska County, MI?

To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 57% of what the typical household in Kalkaska County, MI earns.

How much do you need to live comfortably in Kalkaska County, MI?

On the local median income of $68,578 ($5,715 a month before tax), the 50/30/20 rule leaves $2,857 a month for needs like rent, utilities and groceries, $1,714 for everything else and $1,143 for savings or debt. A two-bedroom at $973 takes 34% of the needs share.

How much is the electric bill in Kalkaska County, MI?

Homes in Michigan paid 23¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $207. Your bill depends mostly on heating and cooling.