Texas · Census, HUD and BEA figures · Updated

Cost of Living in Karnes County, TX

Prices around Karnes County, TX run 2.9% below the U.S. average (BEA, Texas). The typical household there earns $60,214 a year, and HUD puts a two-bedroom at $1,270 a month. Keeping that rent under 30% of income takes about $50,800 a year.

Karnes County, TX at a glance

Median household income

$60,214$5,018 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,270HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.1-2.9% · BEA, Texas
Electricity15.9¢per kWh · EIA Residential TX
Population14,968Census ACS 5-year estimate

How much rent can you afford in Karnes County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,270Monthly market rent
Share of gross income25.3%Recommended max: 30%
Annual income needed$50,800To meet the 30% standard
Max affordable rent$1,505At 30% of $60,214
0%30% (Affordability standard)100%
Compare against:

How much is rent in Karnes County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Karnes County, TX, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Karnes County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$876$10,512$35,04017.5%
1-Bedroom Apartment$968$11,616$38,72019.3%
2-Bedroom ApartmentBenchmark$1,270$15,240$50,80025.3%
3-Bedroom Home$1,523$18,276$60,92030.4%
4-Bedroom Home$1,869$22,428$74,76037.2%

Rent in Karnes County, TX, with the wage each unit needs →

What a typical income covers in Karnes County, TX

The 50/30/20 rule applied to the local median of $60,214 a year ($5,018 a month before tax).

Needs (50%)$2,509/moRent ($1,270 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,505/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,004/moEmergency fund, retirement, paying down loans

What $60,214 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$60,214
$20,000$125,000
Filing status:
Gross salary breakdown$60,214
Net 84%
Fed 8%
FICA 8%
Annual take-home$50,562After all taxes
Monthly deposit$4,214Estimated per month
Biweekly paycheck$1,945Every 2 weeks (26/yr)
Effective tax rate16%Total tax burden
Federal income tax$5,046 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,606 / yr

Living in Karnes County, TX: common questions

What is the median household income in Karnes County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Karnes County, TX is $60,214 per year (approximately $5,018 per month).

What is the average rent in Karnes County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $876 for a studio, $968 for one bedroom, $1,270 for two, $1,523 for three and $1,869 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Karnes County, TX expensive to live in?

Prices there run 2.9% below the U.S. average. BEA's regional price parity for Texas is 97.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Karnes County, TX?

To keep a $1,270 two-bedroom under 30% of gross income, a household needs about $50,800 a year, or $4,233 a month. That is 84% of what the typical household in Karnes County, TX earns.

How much do you need to live comfortably in Karnes County, TX?

On the local median income of $60,214 ($5,018 a month before tax), the 50/30/20 rule leaves $2,509 a month for needs like rent, utilities and groceries, $1,505 for everything else and $1,004 for savings or debt. A two-bedroom at $1,270 takes 51% of the needs share.

How much is the electric bill in Karnes County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.