Kansas · Census, HUD and BEA figures · Updated

Cost of Living in Kearny County, KS

Prices around Kearny County, KS run 9.9% below the U.S. average (BEA, Kansas). The typical household there earns $89,135 a year, and HUD puts a two-bedroom at $1,426 a month. Keeping that rent under 30% of income takes about $57,040 a year.

Kearny County, KS at a glance

Median household income

$89,135$7,428 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,426HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.1-9.9% · BEA, Kansas
Electricity15.7¢per kWh · EIA Residential KS
Population3,864Census ACS 5-year estimate

How much rent can you afford in Kearny County, KS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,426Monthly market rent
Share of gross income19.2%Recommended max: 30%
Annual income needed$57,040To meet the 30% standard
Max affordable rent$2,228At 30% of $89,135
0%30% (Affordability standard)100%
Compare against:

How much is rent in Kearny County, KS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Kearny County, KS, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Kearny County, KS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,045$12,540$41,80014.1%
1-Bedroom Apartment$1,087$13,044$43,48014.6%
2-Bedroom ApartmentBenchmark$1,426$17,112$57,04019.2%
3-Bedroom Home$1,710$20,520$68,40023%
4-Bedroom Home$1,888$22,656$75,52025.4%

Rent in Kearny County, KS, with the wage each unit needs →

What a typical income covers in Kearny County, KS

The 50/30/20 rule applied to the local median of $89,135 a year ($7,428 a month before tax).

Needs (50%)$3,714/moRent ($1,426 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$2,228/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,486/moEmergency fund, retirement, paying down loans

What $89,135 leaves after Kansas taxes

Federal income tax, Social Security, Medicare and Kansas tax on the local median income. Change the salary to see yours.

$89,135
$35,000$180,000
Filing status:
Gross salary breakdown$89,135
Net 76%
Fed 12%
KS 5%
FICA 8%
Annual take-home$67,362After all taxes
Monthly deposit$5,614Estimated per month
Biweekly paycheck$2,591Every 2 weeks (26/yr)
Effective tax rate24.4%Total tax burden
Federal income tax$10,780 / yr
Kansas state income tax$4,174 / yr
FICA (Social Security & Medicare)$6,819 / yr

Living in Kearny County, KS: common questions

What is the median household income in Kearny County, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kearny County, KS is $89,135 per year (approximately $7,428 per month).

What is the average rent in Kearny County, KS?

The closest official figure is HUD's Fair Market Rent for 2026: $1,045 for a studio, $1,087 for one bedroom, $1,426 for two, $1,710 for three and $1,888 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Kearny County, KS expensive to live in?

Prices there run 9.9% below the U.S. average. BEA's regional price parity for Kansas is 90.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Kearny County, KS?

To keep a $1,426 two-bedroom under 30% of gross income, a household needs about $57,040 a year, or $4,753 a month. That is 64% of what the typical household in Kearny County, KS earns.

How much do you need to live comfortably in Kearny County, KS?

On the local median income of $89,135 ($7,428 a month before tax), the 50/30/20 rule leaves $3,714 a month for needs like rent, utilities and groceries, $2,228 for everything else and $1,486 for savings or debt. A two-bedroom at $1,426 takes 38% of the needs share.

How much is the electric bill in Kearny County, KS?

Homes in Kansas paid 15.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $141. Your bill depends mostly on heating and cooling.