Texas · Census, HUD and BEA figures · Updated

Cost of Living in Kerr County, TX

Prices around Kerr County, TX run 2.9% below the U.S. average (BEA, Texas). The typical household there earns $69,395 a year, and HUD puts a two-bedroom at $1,118 a month. Keeping that rent under 30% of income takes about $44,720 a year.

Kerr County, TX at a glance

Median household income

$69,395$5,783 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,118HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.1-2.9% · BEA, Texas
Electricity15.9¢per kWh · EIA Residential TX
Population53,489Census ACS 5-year estimate

How much rent can you afford in Kerr County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,118Monthly market rent
Share of gross income19.3%Recommended max: 30%
Annual income needed$44,720To meet the 30% standard
Max affordable rent$1,735At 30% of $69,395
0%30% (Affordability standard)100%
Compare against:

How much is rent in Kerr County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Kerr County, TX, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Kerr County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$869$10,428$34,76015%
1-Bedroom Apartment$965$11,580$38,60016.7%
2-Bedroom ApartmentBenchmark$1,118$13,416$44,72019.3%
3-Bedroom Home$1,475$17,700$59,00025.5%
4-Bedroom Home$1,523$18,276$60,92026.3%

Rent in Kerr County, TX, with the wage each unit needs →

What a typical income covers in Kerr County, TX

The 50/30/20 rule applied to the local median of $69,395 a year ($5,783 a month before tax).

Needs (50%)$2,891/moRent ($1,118 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,735/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,157/moEmergency fund, retirement, paying down loans

What $69,395 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$69,395
$25,000$140,000
Filing status:
Gross salary breakdown$69,395
Net 83%
Fed 9%
FICA 8%
Annual take-home$57,649After all taxes
Monthly deposit$4,804Estimated per month
Biweekly paycheck$2,217Every 2 weeks (26/yr)
Effective tax rate16.9%Total tax burden
Federal income tax$6,437 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,309 / yr

Living in Kerr County, TX: common questions

What is the median household income in Kerr County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kerr County, TX is $69,395 per year (approximately $5,783 per month).

What is the average rent in Kerr County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $869 for a studio, $965 for one bedroom, $1,118 for two, $1,475 for three and $1,523 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Kerr County, TX expensive to live in?

Prices there run 2.9% below the U.S. average. BEA's regional price parity for Texas is 97.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Kerr County, TX?

To keep a $1,118 two-bedroom under 30% of gross income, a household needs about $44,720 a year, or $3,727 a month. That is 64% of what the typical household in Kerr County, TX earns.

How much do you need to live comfortably in Kerr County, TX?

On the local median income of $69,395 ($5,783 a month before tax), the 50/30/20 rule leaves $2,891 a month for needs like rent, utilities and groceries, $1,735 for everything else and $1,157 for savings or debt. A two-bedroom at $1,118 takes 39% of the needs share.

How much is the electric bill in Kerr County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.