South Carolina · Census, HUD and BEA figures · Updated

Cost of Living in Kershaw County, SC

Prices around Kershaw County, SC run 6.3% below the U.S. average (BEA, the metro area). The typical household there earns $68,231 a year, and HUD puts a two-bedroom at $1,009 a month. Keeping that rent under 30% of income takes about $40,360 a year.

Kershaw County, SC at a glance

Median household income

$68,231$5,686 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,009HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.7-6.3% · BEA, the metro area
Electricity15.6¢per kWh · EIA Residential SC
Population68,314Census ACS 5-year estimate

How much rent can you afford in Kershaw County, SC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,009Monthly market rent
Share of gross income17.7%Recommended max: 30%
Annual income needed$40,360To meet the 30% standard
Max affordable rent$1,706At 30% of $68,231
0%30% (Affordability standard)100%
Compare against:

How much is rent in Kershaw County, SC? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Kershaw County, SC HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Kershaw County, SC, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$844$10,128$33,76014.8%
1-Bedroom Apartment$849$10,188$33,96014.9%
2-Bedroom ApartmentBenchmark$1,009$12,108$40,36017.7%
3-Bedroom Home$1,214$14,568$48,56021.4%
4-Bedroom Home$1,458$17,496$58,32025.6%

Rent in Kershaw County, SC, with the wage each unit needs →

What a typical income covers in Kershaw County, SC

The 50/30/20 rule applied to the local median of $68,231 a year ($5,686 a month before tax).

Needs (50%)$2,843/moRent ($1,009 2-BR), utilities (~$140/mo), groceries, transit
Wants (30%)$1,706/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,137/moEmergency fund, retirement, paying down loans

What $68,231 leaves after South Carolina taxes

Federal income tax, Social Security, Medicare and South Carolina tax on the local median income. Change the salary to see yours.

$68,231
$25,000$140,000
Filing status:
Gross salary breakdown$68,231
Net 80%
Fed 9%
SC 3%
FICA 8%
Annual take-home$54,623After all taxes
Monthly deposit$4,552Estimated per month
Biweekly paycheck$2,101Every 2 weeks (26/yr)
Effective tax rate19.9%Total tax burden
Federal income tax$6,181 / yr
South Carolina state income tax$2,208 / yr
FICA (Social Security & Medicare)$5,220 / yr

Living in Kershaw County, SC: common questions

What is the median household income in Kershaw County, SC?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kershaw County, SC is $68,231 per year (approximately $5,686 per month).

What is the average rent in Kershaw County, SC?

The closest official figure is HUD's Fair Market Rent for 2026: $844 for a studio, $849 for one bedroom, $1,009 for two, $1,214 for three and $1,458 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Kershaw County, SC expensive to live in?

Prices there run 6.3% below the U.S. average. BEA's regional price parity for the metro area is 93.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Kershaw County, SC?

To keep a $1,009 two-bedroom under 30% of gross income, a household needs about $40,360 a year, or $3,363 a month. That is 59% of what the typical household in Kershaw County, SC earns.

How much do you need to live comfortably in Kershaw County, SC?

On the local median income of $68,231 ($5,686 a month before tax), the 50/30/20 rule leaves $2,843 a month for needs like rent, utilities and groceries, $1,706 for everything else and $1,137 for savings or debt. A two-bedroom at $1,009 takes 35% of the needs share.

How much is the electric bill in Kershaw County, SC?

Homes in South Carolina paid 15.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $140. Your bill depends mostly on heating and cooling.