Alaska · Census, HUD and BEA figures · Updated

Cost of Living in Ketchikan Gateway Borough, AK

Prices around Ketchikan Gateway Borough, AK run 2.4% above the U.S. average (BEA, Alaska). The typical household there earns $92,885 a year, and HUD puts a two-bedroom at $1,625 a month. Keeping that rent under 30% of income takes about $65,000 a year.

Ketchikan Gateway Borough, AK at a glance

Median household income

$92,885$7,740 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,625HUD FY2026 Fair Market Rent
Price level (U.S. = 100)102.4+2.4% · BEA, Alaska
Electricity28.2¢per kWh · EIA Residential AK
Population13,768Census ACS 5-year estimate

How much rent can you afford in Ketchikan Gateway Borough, AK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,625Monthly market rent
Share of gross income21%Recommended max: 30%
Annual income needed$65,000To meet the 30% standard
Max affordable rent$2,322At 30% of $92,885
0%30% (Affordability standard)100%
Compare against:

How much is rent in Ketchikan Gateway Borough, AK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Ketchikan Gateway Borough, AK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Ketchikan Gateway Borough, AK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,120$13,440$44,80014.5%
1-Bedroom Apartment$1,238$14,856$49,52016%
2-Bedroom ApartmentBenchmark$1,625$19,500$65,00021%
3-Bedroom Home$2,260$27,120$90,40029.2%
4-Bedroom Home$2,726$32,712$109,04035.2%

Rent in Ketchikan Gateway Borough, AK, with the wage each unit needs →

What a typical income covers in Ketchikan Gateway Borough, AK

The 50/30/20 rule applied to the local median of $92,885 a year ($7,740 a month before tax).

Needs (50%)$3,870/moRent ($1,625 2-BR), utilities (~$254/mo), groceries, transit
Wants (30%)$2,322/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,548/moEmergency fund, retirement, paying down loans

What $92,885 leaves after Alaska taxes

Federal income tax, Social Security, Medicare and Alaska tax on the local median income. Change the salary to see yours.

$92,885
$35,000$190,000
Filing status:
Gross salary breakdown$92,885
Net 80%
Fed 12%
FICA 8%
Annual take-home$74,175After all taxes
Monthly deposit$6,181Estimated per month
Biweekly paycheck$2,853Every 2 weeks (26/yr)
Effective tax rate20.1%Total tax burden
Federal income tax$11,605 / yr
Alaska state income taxNo state wage tax$0
FICA (Social Security & Medicare)$7,106 / yr

Living in Ketchikan Gateway Borough, AK: common questions

What is the median household income in Ketchikan Gateway Borough, AK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ketchikan Gateway Borough, AK is $92,885 per year (approximately $7,740 per month).

What is the average rent in Ketchikan Gateway Borough, AK?

The closest official figure is HUD's Fair Market Rent for 2026: $1,120 for a studio, $1,238 for one bedroom, $1,625 for two, $2,260 for three and $2,726 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Ketchikan Gateway Borough, AK expensive to live in?

Prices there run 2.4% above the U.S. average. BEA's regional price parity for Alaska is 102.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Ketchikan Gateway Borough, AK?

To keep a $1,625 two-bedroom under 30% of gross income, a household needs about $65,000 a year, or $5,417 a month. That is 70% of what the typical household in Ketchikan Gateway Borough, AK earns.

How much do you need to live comfortably in Ketchikan Gateway Borough, AK?

On the local median income of $92,885 ($7,740 a month before tax), the 50/30/20 rule leaves $3,870 a month for needs like rent, utilities and groceries, $2,322 for everything else and $1,548 for savings or debt. A two-bedroom at $1,625 takes 42% of the needs share.

How much is the electric bill in Ketchikan Gateway Borough, AK?

Homes in Alaska paid 28.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $254. Your bill depends mostly on heating and cooling.