New York · Census, HUD and BEA figures · Updated

Cost of Living in Kiryas Joel, NY

Prices around Kiryas Joel, NY run 9.4% above the U.S. average (BEA, the metro area). The typical household there earns $50,032 a year, and HUD puts a two-bedroom at $1,979 a month. Keeping that rent under 30% of income takes about $79,160 a year.

Kiryas Joel, NY at a glance

Median household income

$50,032$4,169 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,979HUD FY2026 Fair Market Rent
Price level (U.S. = 100)109.4+9.4% · BEA, the metro area
Electricity29.5¢per kWh · EIA Residential NY
Population38,916Census ACS 5-year estimate

How much rent can you afford in Kiryas Joel, NY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,979Monthly market rent
Share of gross income47.5%Recommended max: 30%
Annual income needed$79,160To meet the 30% standard
Max affordable rent$1,251At 30% of $50,032
0%30% (Affordability standard)100%
Compare against:

How much is rent in Kiryas Joel, NY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Kiryas Joel-Poughkeepsie-Newburgh, NY MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Kiryas Joel, NY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,364$16,368$54,56032.7%
1-Bedroom Apartment$1,549$18,588$61,96037.2%
2-Bedroom ApartmentBenchmark$1,979$23,748$79,16047.5%
3-Bedroom Home$2,511$30,132$100,44060.2%
4-Bedroom Home$2,694$32,328$107,76064.6%

Rent in Kiryas Joel, NY, with the wage each unit needs →

What a typical income covers in Kiryas Joel, NY

The 50/30/20 rule applied to the local median of $50,032 a year ($4,169 a month before tax).

Needs (50%)$2,085/moRent ($1,979 2-BR), utilities (~$265/mo), groceries, transit
Wants (30%)$1,251/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$834/moEmergency fund, retirement, paying down loans

What $50,032 leaves after New York taxes

Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.

$50,032
$20,000$105,000
Filing status:
Gross salary breakdown$50,032
Net 80%
Fed 8%
NY 4%
FICA 8%
Annual take-home$40,276After all taxes
Monthly deposit$3,356Estimated per month
Biweekly paycheck$1,549Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$3,824 / yr
New York state income tax$2,105 / yr
FICA (Social Security & Medicare)$3,827 / yr

Living in Kiryas Joel, NY: common questions

What is the median household income in Kiryas Joel, NY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kiryas Joel, NY is $50,032 per year (approximately $4,169 per month).

What is the average rent in Kiryas Joel, NY?

The closest official figure is HUD's Fair Market Rent for 2026: $1,364 for a studio, $1,549 for one bedroom, $1,979 for two, $2,511 for three and $2,694 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Kiryas Joel, NY expensive to live in?

Prices there run 9.4% above the U.S. average. BEA's regional price parity for the metro area is 109.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Kiryas Joel, NY?

To keep a $1,979 two-bedroom under 30% of gross income, a household needs about $79,160 a year, or $6,597 a month. That is 158% of what the typical household in Kiryas Joel, NY earns.

How much do you need to live comfortably in Kiryas Joel, NY?

On the local median income of $50,032 ($4,169 a month before tax), the 50/30/20 rule leaves $2,085 a month for needs like rent, utilities and groceries, $1,251 for everything else and $834 for savings or debt. A two-bedroom at $1,979 takes 95% of the needs share.

How much is the electric bill in Kiryas Joel, NY?

Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.