Washington · Census, HUD and BEA figures · Updated

Cost of Living in Kitsap County, WA

Prices around Kitsap County, WA run 5.6% above the U.S. average (BEA, the metro area). The typical household there earns $104,158 a year, and HUD puts a two-bedroom at $2,031 a month. Keeping that rent under 30% of income takes about $81,240 a year.

Kitsap County, WA at a glance

Median household income

$104,158$8,680 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,031HUD FY2026 Fair Market Rent
Price level (U.S. = 100)105.6+5.6% · BEA, the metro area
Electricity14.9¢per kWh · EIA Residential WA
Population277,881Census ACS 5-year estimate

How much rent can you afford in Kitsap County, WA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,031Monthly market rent
Share of gross income23.4%Recommended max: 30%
Annual income needed$81,240To meet the 30% standard
Max affordable rent$2,604At 30% of $104,158
0%30% (Affordability standard)100%
Compare against:

How much is rent in Kitsap County, WA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Bremerton-Silverdale-Port Orchard, WA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Kitsap County, WA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,400$16,800$56,00016.1%
1-Bedroom Apartment$1,548$18,576$61,92017.8%
2-Bedroom ApartmentBenchmark$2,031$24,372$81,24023.4%
3-Bedroom Home$2,676$32,112$107,04030.8%
4-Bedroom Home$2,941$35,292$117,64033.9%

Rent in Kitsap County, WA, with the wage each unit needs →

What a typical income covers in Kitsap County, WA

The 50/30/20 rule applied to the local median of $104,158 a year ($8,680 a month before tax).

Needs (50%)$4,340/moRent ($2,031 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$2,604/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,736/moEmergency fund, retirement, paying down loans

What $104,158 leaves after Washington taxes

Federal income tax, Social Security, Medicare and Washington tax on the local median income. Change the salary to see yours.

$104,158
$40,000$210,000
Filing status:
Gross salary breakdown$104,158
Net 79%
Fed 14%
FICA 8%
Annual take-home$82,105After all taxes
Monthly deposit$6,842Estimated per month
Biweekly paycheck$3,158Every 2 weeks (26/yr)
Effective tax rate21.2%Total tax burden
Federal income tax$14,085 / yr
Washington state income taxNo state wage tax$0
FICA (Social Security & Medicare)$7,968 / yr

Living in Kitsap County, WA: common questions

What is the median household income in Kitsap County, WA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kitsap County, WA is $104,158 per year (approximately $8,680 per month).

What is the average rent in Kitsap County, WA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,400 for a studio, $1,548 for one bedroom, $2,031 for two, $2,676 for three and $2,941 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Kitsap County, WA expensive to live in?

Prices there run 5.6% above the U.S. average. BEA's regional price parity for the metro area is 105.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Kitsap County, WA?

To keep a $2,031 two-bedroom under 30% of gross income, a household needs about $81,240 a year, or $6,770 a month. That is 78% of what the typical household in Kitsap County, WA earns.

How much do you need to live comfortably in Kitsap County, WA?

On the local median income of $104,158 ($8,680 a month before tax), the 50/30/20 rule leaves $4,340 a month for needs like rent, utilities and groceries, $2,604 for everything else and $1,736 for savings or debt. A two-bedroom at $2,031 takes 47% of the needs share.

How much is the electric bill in Kitsap County, WA?

Homes in Washington paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.