Idaho · Census, HUD and BEA figures · Updated

Cost of Living in Kootenai County, ID

Prices around Kootenai County, ID run 1.7% below the U.S. average (BEA, the metro area). The typical household there earns $81,861 a year, and HUD puts a two-bedroom at $1,547 a month. Keeping that rent under 30% of income takes about $61,880 a year.

Kootenai County, ID at a glance

Median household income

$81,861$6,822 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,547HUD FY2026 Fair Market Rent
Price level (U.S. = 100)98.3-1.7% · BEA, the metro area
Electricity14.4¢per kWh · EIA Residential ID
Population181,996Census ACS 5-year estimate

How much rent can you afford in Kootenai County, ID?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,547Monthly market rent
Share of gross income22.7%Recommended max: 30%
Annual income needed$61,880To meet the 30% standard
Max affordable rent$2,047At 30% of $81,861
0%30% (Affordability standard)100%
Compare against:

How much is rent in Kootenai County, ID? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Coeur d'Alene, ID MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Kootenai County, ID, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,103$13,236$44,12016.2%
1-Bedroom Apartment$1,302$15,624$52,08019.1%
2-Bedroom ApartmentBenchmark$1,547$18,564$61,88022.7%
3-Bedroom Home$2,152$25,824$86,08031.5%
4-Bedroom Home$2,595$31,140$103,80038%

Rent in Kootenai County, ID, with the wage each unit needs →

What a typical income covers in Kootenai County, ID

The 50/30/20 rule applied to the local median of $81,861 a year ($6,822 a month before tax).

Needs (50%)$3,411/moRent ($1,547 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$2,047/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,364/moEmergency fund, retirement, paying down loans

What $81,861 leaves after Idaho taxes

Federal income tax, Social Security, Medicare and Idaho tax on the local median income. Change the salary to see yours.

$81,861
$30,000$165,000
Filing status:
Gross salary breakdown$81,861
Net 77%
Fed 11%
ID 4%
FICA 8%
Annual take-home$63,170After all taxes
Monthly deposit$5,264Estimated per month
Biweekly paycheck$2,430Every 2 weeks (26/yr)
Effective tax rate22.8%Total tax burden
Federal income tax$9,179 / yr
Idaho state income tax$3,249 / yr
FICA (Social Security & Medicare)$6,262 / yr

Living in Kootenai County, ID: common questions

What is the median household income in Kootenai County, ID?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kootenai County, ID is $81,861 per year (approximately $6,822 per month).

What is the average rent in Kootenai County, ID?

The closest official figure is HUD's Fair Market Rent for 2026: $1,103 for a studio, $1,302 for one bedroom, $1,547 for two, $2,152 for three and $2,595 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Kootenai County, ID expensive to live in?

Prices there run 1.7% below the U.S. average. BEA's regional price parity for the metro area is 98.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Kootenai County, ID?

To keep a $1,547 two-bedroom under 30% of gross income, a household needs about $61,880 a year, or $5,157 a month. That is 76% of what the typical household in Kootenai County, ID earns.

How much do you need to live comfortably in Kootenai County, ID?

On the local median income of $81,861 ($6,822 a month before tax), the 50/30/20 rule leaves $3,411 a month for needs like rent, utilities and groceries, $2,047 for everything else and $1,364 for savings or debt. A two-bedroom at $1,547 takes 45% of the needs share.

How much is the electric bill in Kootenai County, ID?

Homes in Idaho paid 14.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.