Indiana · Census, HUD and BEA figures · Updated

Cost of Living in Kosciusko County, IN

Prices around Kosciusko County, IN run 6.7% below the U.S. average (BEA, Indiana). The typical household there earns $75,317 a year, and HUD puts a two-bedroom at $1,142 a month. Keeping that rent under 30% of income takes about $45,680 a year.

Kosciusko County, IN at a glance

Median household income

$75,317$6,276 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,142HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.3-6.7% · BEA, Indiana
Electricity17.5¢per kWh · EIA Residential IN
Population80,442Census ACS 5-year estimate

How much rent can you afford in Kosciusko County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,142Monthly market rent
Share of gross income18.2%Recommended max: 30%
Annual income needed$45,680To meet the 30% standard
Max affordable rent$1,883At 30% of $75,317
0%30% (Affordability standard)100%
Compare against:

How much is rent in Kosciusko County, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Kosciusko County, IN, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Kosciusko County, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$875$10,500$35,00013.9%
1-Bedroom Apartment$881$10,572$35,24014%
2-Bedroom ApartmentBenchmark$1,142$13,704$45,68018.2%
3-Bedroom Home$1,385$16,620$55,40022.1%
4-Bedroom Home$1,560$18,720$62,40024.9%

Rent in Kosciusko County, IN, with the wage each unit needs →

What a typical income covers in Kosciusko County, IN

The 50/30/20 rule applied to the local median of $75,317 a year ($6,276 a month before tax).

Needs (50%)$3,138/moRent ($1,142 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$1,883/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,255/moEmergency fund, retirement, paying down loans

What $75,317 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$75,317
$30,000$155,000
Filing status:
Gross salary breakdown$75,317
Net 79%
Fed 10%
IN 3%
FICA 8%
Annual take-home$59,623After all taxes
Monthly deposit$4,969Estimated per month
Biweekly paycheck$2,293Every 2 weeks (26/yr)
Effective tax rate20.8%Total tax burden
Federal income tax$7,740 / yr
Indiana state income tax$2,192 / yr
FICA (Social Security & Medicare)$5,762 / yr

Living in Kosciusko County, IN: common questions

What is the median household income in Kosciusko County, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Kosciusko County, IN is $75,317 per year (approximately $6,276 per month).

What is the average rent in Kosciusko County, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $875 for a studio, $881 for one bedroom, $1,142 for two, $1,385 for three and $1,560 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Kosciusko County, IN expensive to live in?

Prices there run 6.7% below the U.S. average. BEA's regional price parity for Indiana is 93.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Kosciusko County, IN?

To keep a $1,142 two-bedroom under 30% of gross income, a household needs about $45,680 a year, or $3,807 a month. That is 61% of what the typical household in Kosciusko County, IN earns.

How much do you need to live comfortably in Kosciusko County, IN?

On the local median income of $75,317 ($6,276 a month before tax), the 50/30/20 rule leaves $3,138 a month for needs like rent, utilities and groceries, $1,883 for everything else and $1,255 for savings or debt. A two-bedroom at $1,142 takes 36% of the needs share.

How much is the electric bill in Kosciusko County, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.