Wisconsin · Census, HUD and BEA figures · Updated

Cost of Living in La Crosse County, WI

Prices around La Crosse County, WI run 8.2% below the U.S. average (BEA, the metro area). The typical household there earns $73,013 a year, and HUD puts a two-bedroom at $1,166 a month. Keeping that rent under 30% of income takes about $46,640 a year.

La Crosse County, WI at a glance

Median household income

$73,013$6,084 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,166HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.8-8.2% · BEA, the metro area
Electricity19.6¢per kWh · EIA Residential WI
Population120,488Census ACS 5-year estimate

How much rent can you afford in La Crosse County, WI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,166Monthly market rent
Share of gross income19.2%Recommended max: 30%
Annual income needed$46,640To meet the 30% standard
Max affordable rent$1,825At 30% of $73,013
0%30% (Affordability standard)100%
Compare against:

How much is rent in La Crosse County, WI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for La Crosse-Onalaska, WI-MN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in La Crosse County, WI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$804$9,648$32,16013.2%
1-Bedroom Apartment$889$10,668$35,56014.6%
2-Bedroom ApartmentBenchmark$1,166$13,992$46,64019.2%
3-Bedroom Home$1,515$18,180$60,60024.9%
4-Bedroom Home$1,903$22,836$76,12031.3%

Rent in La Crosse County, WI, with the wage each unit needs →

What a typical income covers in La Crosse County, WI

The 50/30/20 rule applied to the local median of $73,013 a year ($6,084 a month before tax).

Needs (50%)$3,042/moRent ($1,166 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$1,825/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,217/moEmergency fund, retirement, paying down loans

What $73,013 leaves after Wisconsin taxes

Federal income tax, Social Security, Medicare and Wisconsin tax on the local median income. Change the salary to see yours.

$73,013
$25,000$150,000
Filing status:
Gross salary breakdown$73,013
Net 79%
Fed 10%
WI 4%
FICA 8%
Annual take-home$57,369After all taxes
Monthly deposit$4,781Estimated per month
Biweekly paycheck$2,207Every 2 weeks (26/yr)
Effective tax rate21.4%Total tax burden
Federal income tax$7,233 / yr
Wisconsin state income tax$2,826 / yr
FICA (Social Security & Medicare)$5,586 / yr

Living in La Crosse County, WI: common questions

What is the median household income in La Crosse County, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in La Crosse County, WI is $73,013 per year (approximately $6,084 per month).

What is the average rent in La Crosse County, WI?

The closest official figure is HUD's Fair Market Rent for 2026: $804 for a studio, $889 for one bedroom, $1,166 for two, $1,515 for three and $1,903 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is La Crosse County, WI expensive to live in?

Prices there run 8.2% below the U.S. average. BEA's regional price parity for the metro area is 91.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in La Crosse County, WI?

To keep a $1,166 two-bedroom under 30% of gross income, a household needs about $46,640 a year, or $3,887 a month. That is 64% of what the typical household in La Crosse County, WI earns.

How much do you need to live comfortably in La Crosse County, WI?

On the local median income of $73,013 ($6,084 a month before tax), the 50/30/20 rule leaves $3,042 a month for needs like rent, utilities and groceries, $1,825 for everything else and $1,217 for savings or debt. A two-bedroom at $1,166 takes 38% of the needs share.

How much is the electric bill in La Crosse County, WI?

Homes in Wisconsin paid 19.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $176. Your bill depends mostly on heating and cooling.