Colorado · Census, HUD and BEA figures · Updated

Cost of Living in La Plata County, CO

Prices around La Plata County, CO run 3.1% above the U.S. average (BEA, Colorado). The typical household there earns $86,056 a year, and HUD puts a two-bedroom at $1,589 a month. Keeping that rent under 30% of income takes about $63,560 a year.

La Plata County, CO at a glance

Median household income

$86,056$7,171 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,589HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.1+3.1% · BEA, Colorado
Electricity17.1¢per kWh · EIA Residential CO
Population56,331Census ACS 5-year estimate

How much rent can you afford in La Plata County, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,589Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$63,560To meet the 30% standard
Max affordable rent$2,151At 30% of $86,056
0%30% (Affordability standard)100%
Compare against:

How much is rent in La Plata County, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for La Plata County, CO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in La Plata County, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,181$14,172$47,24016.5%
1-Bedroom Apartment$1,211$14,532$48,44016.9%
2-Bedroom ApartmentBenchmark$1,589$19,068$63,56022.2%
3-Bedroom Home$1,942$23,304$77,68027.1%
4-Bedroom Home$2,288$27,456$91,52031.9%

Rent in La Plata County, CO, with the wage each unit needs →

What a typical income covers in La Plata County, CO

The 50/30/20 rule applied to the local median of $86,056 a year ($7,171 a month before tax).

Needs (50%)$3,586/moRent ($1,589 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$2,151/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,434/moEmergency fund, retirement, paying down loans

What $86,056 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$86,056
$30,000$175,000
Filing status:
Gross salary breakdown$86,056
Net 77%
Fed 12%
CO 4%
FICA 8%
Annual take-home$66,292After all taxes
Monthly deposit$5,524Estimated per month
Biweekly paycheck$2,550Every 2 weeks (26/yr)
Effective tax rate23%Total tax burden
Federal income tax$10,102 / yr
Colorado state income tax$3,078 / yr
FICA (Social Security & Medicare)$6,583 / yr

Living in La Plata County, CO: common questions

What is the median household income in La Plata County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in La Plata County, CO is $86,056 per year (approximately $7,171 per month).

What is the average rent in La Plata County, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $1,181 for a studio, $1,211 for one bedroom, $1,589 for two, $1,942 for three and $2,288 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is La Plata County, CO expensive to live in?

Prices there run 3.1% above the U.S. average. BEA's regional price parity for Colorado is 103.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in La Plata County, CO?

To keep a $1,589 two-bedroom under 30% of gross income, a household needs about $63,560 a year, or $5,297 a month. That is 74% of what the typical household in La Plata County, CO earns.

How much do you need to live comfortably in La Plata County, CO?

On the local median income of $86,056 ($7,171 a month before tax), the 50/30/20 rule leaves $3,586 a month for needs like rent, utilities and groceries, $2,151 for everything else and $1,434 for savings or debt. A two-bedroom at $1,589 takes 44% of the needs share.

How much is the electric bill in La Plata County, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.