Indiana · Census, HUD and BEA figures · Updated

Cost of Living in La Porte, IN

Prices around La Porte, IN run 8.3% below the U.S. average (BEA, the metro area). The typical household there earns $59,307 a year, and HUD puts a two-bedroom at $1,152 a month. Keeping that rent under 30% of income takes about $46,080 a year.

La Porte, IN at a glance

Median household income

$59,307$4,942 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,152HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.7-8.3% · BEA, the metro area
Electricity17.5¢per kWh · EIA Residential IN
Population22,449Census ACS 5-year estimate

How much rent can you afford in La Porte, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,152Monthly market rent
Share of gross income23.3%Recommended max: 30%
Annual income needed$46,080To meet the 30% standard
Max affordable rent$1,483At 30% of $59,307
0%30% (Affordability standard)100%
Compare against:

How much is rent in La Porte, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Michigan City-La Porte, IN MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in La Porte, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$874$10,488$34,96017.7%
1-Bedroom Apartment$953$11,436$38,12019.3%
2-Bedroom ApartmentBenchmark$1,152$13,824$46,08023.3%
3-Bedroom Home$1,454$17,448$58,16029.4%
4-Bedroom Home$1,680$20,160$67,20034%

Rent in La Porte, IN, with the wage each unit needs →

What a typical income covers in La Porte, IN

The 50/30/20 rule applied to the local median of $59,307 a year ($4,942 a month before tax).

Needs (50%)$2,471/moRent ($1,152 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$1,483/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$988/moEmergency fund, retirement, paying down loans

What $59,307 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$59,307
$20,000$120,000
Filing status:
Gross salary breakdown$59,307
Net 81%
Fed 8%
IN 3%
FICA 8%
Annual take-home$48,113After all taxes
Monthly deposit$4,009Estimated per month
Biweekly paycheck$1,851Every 2 weeks (26/yr)
Effective tax rate18.9%Total tax burden
Federal income tax$4,937 / yr
Indiana state income tax$1,720 / yr
FICA (Social Security & Medicare)$4,537 / yr

Living in La Porte, IN: common questions

What is the median household income in La Porte, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in La Porte, IN is $59,307 per year (approximately $4,942 per month).

What is the average rent in La Porte, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $874 for a studio, $953 for one bedroom, $1,152 for two, $1,454 for three and $1,680 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is La Porte, IN expensive to live in?

Prices there run 8.3% below the U.S. average. BEA's regional price parity for the metro area is 91.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in La Porte, IN?

To keep a $1,152 two-bedroom under 30% of gross income, a household needs about $46,080 a year, or $3,840 a month. That is 78% of what the typical household in La Porte, IN earns.

How much do you need to live comfortably in La Porte, IN?

On the local median income of $59,307 ($4,942 a month before tax), the 50/30/20 rule leaves $2,471 a month for needs like rent, utilities and groceries, $1,483 for everything else and $988 for savings or debt. A two-bedroom at $1,152 takes 47% of the needs share.

How much is the electric bill in La Porte, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.