California · Census, HUD and BEA figures · Updated

Cost of Living in Lake County, CA

Prices around Lake County, CA run 10.7% above the U.S. average (BEA, California). The typical household there earns $60,621 a year, and HUD puts a two-bedroom at $1,549 a month. Keeping that rent under 30% of income takes about $61,960 a year.

Lake County, CA at a glance

Median household income

$60,621$5,052 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,549HUD FY2026 Fair Market Rent
Price level (U.S. = 100)110.7+10.7% · BEA, California
Electricity34.7¢per kWh · EIA Residential CA
Population68,152Census ACS 5-year estimate

How much rent can you afford in Lake County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,549Monthly market rent
Share of gross income30.7%Recommended max: 30%
Annual income needed$61,960To meet the 30% standard
Max affordable rent$1,516At 30% of $60,621
0%30% (Affordability standard)100%
Compare against:

How much is rent in Lake County, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Lake County, CA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Lake County, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,173$14,076$46,92023.2%
1-Bedroom Apartment$1,181$14,172$47,24023.4%
2-Bedroom ApartmentBenchmark$1,549$18,588$61,96030.7%
3-Bedroom Home$2,154$25,848$86,16042.6%
4-Bedroom Home$2,599$31,188$103,96051.4%

Rent in Lake County, CA, with the wage each unit needs →

What a typical income covers in Lake County, CA

The 50/30/20 rule applied to the local median of $60,621 a year ($5,052 a month before tax).

Needs (50%)$2,526/moRent ($1,549 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$1,516/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,010/moEmergency fund, retirement, paying down loans

What $60,621 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$60,621
$20,000$125,000
Filing status:
Gross salary breakdown$60,621
Net 81%
Fed 8%
CA 3%
FICA 8%
Annual take-home$49,212After all taxes
Monthly deposit$4,101Estimated per month
Biweekly paycheck$1,893Every 2 weeks (26/yr)
Effective tax rate18.8%Total tax burden
Federal income tax$5,095 / yr
California state income tax$1,677 / yr
FICA (Social Security & Medicare)$4,638 / yr

Living in Lake County, CA: common questions

What is the median household income in Lake County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lake County, CA is $60,621 per year (approximately $5,052 per month).

What is the average rent in Lake County, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,173 for a studio, $1,181 for one bedroom, $1,549 for two, $2,154 for three and $2,599 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Lake County, CA expensive to live in?

Prices there run 10.7% above the U.S. average. BEA's regional price parity for California is 110.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Lake County, CA?

To keep a $1,549 two-bedroom under 30% of gross income, a household needs about $61,960 a year, or $5,163 a month. That is 102% of what the typical household in Lake County, CA earns.

How much do you need to live comfortably in Lake County, CA?

On the local median income of $60,621 ($5,052 a month before tax), the 50/30/20 rule leaves $2,526 a month for needs like rent, utilities and groceries, $1,516 for everything else and $1,010 for savings or debt. A two-bedroom at $1,549 takes 61% of the needs share.

How much is the electric bill in Lake County, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.