Arizona · Census, HUD and BEA figures · Updated

Cost of Living in Lake Havasu City, AZ

Prices around Lake Havasu City, AZ run 5.9% below the U.S. average (BEA, the metro area). The typical household there earns $70,148 a year, and HUD puts a two-bedroom at $1,365 a month. Keeping that rent under 30% of income takes about $54,600 a year.

Lake Havasu City, AZ at a glance

Median household income

$70,148$5,846 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,365HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.1-5.9% · BEA, the metro area
Electricity15.2¢per kWh · EIA Residential AZ
Population58,359Census ACS 5-year estimate

How much rent can you afford in Lake Havasu City, AZ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,365Monthly market rent
Share of gross income23.4%Recommended max: 30%
Annual income needed$54,600To meet the 30% standard
Max affordable rent$1,754At 30% of $70,148
0%30% (Affordability standard)100%
Compare against:

How much is rent in Lake Havasu City, AZ? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Lake Havasu City-Kingman, AZ MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Lake Havasu City, AZ, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,053$12,636$42,12018%
1-Bedroom Apartment$1,060$12,720$42,40018.1%
2-Bedroom ApartmentBenchmark$1,365$16,380$54,60023.4%
3-Bedroom Home$1,897$22,764$75,88032.5%
4-Bedroom Home$2,090$25,080$83,60035.8%

Rent in Lake Havasu City, AZ, with the wage each unit needs →

What a typical income covers in Lake Havasu City, AZ

The 50/30/20 rule applied to the local median of $70,148 a year ($5,846 a month before tax).

Needs (50%)$2,923/moRent ($1,365 2-BR), utilities (~$137/mo), groceries, transit
Wants (30%)$1,754/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,169/moEmergency fund, retirement, paying down loans

What $70,148 leaves after Arizona taxes

Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.

$70,148
$25,000$145,000
Filing status:
Gross salary breakdown$70,148
Net 81%
Fed 9%
AZ 2%
FICA 8%
Annual take-home$56,819After all taxes
Monthly deposit$4,735Estimated per month
Biweekly paycheck$2,185Every 2 weeks (26/yr)
Effective tax rate19%Total tax burden
Federal income tax$6,603 / yr
Arizona state income tax$1,360 / yr
FICA (Social Security & Medicare)$5,366 / yr

Living in Lake Havasu City, AZ: common questions

What is the median household income in Lake Havasu City, AZ?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lake Havasu City, AZ is $70,148 per year (approximately $5,846 per month).

What is the average rent in Lake Havasu City, AZ?

The closest official figure is HUD's Fair Market Rent for 2026: $1,053 for a studio, $1,060 for one bedroom, $1,365 for two, $1,897 for three and $2,090 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Lake Havasu City, AZ expensive to live in?

Prices there run 5.9% below the U.S. average. BEA's regional price parity for the metro area is 94.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Lake Havasu City, AZ?

To keep a $1,365 two-bedroom under 30% of gross income, a household needs about $54,600 a year, or $4,550 a month. That is 78% of what the typical household in Lake Havasu City, AZ earns.

How much do you need to live comfortably in Lake Havasu City, AZ?

On the local median income of $70,148 ($5,846 a month before tax), the 50/30/20 rule leaves $2,923 a month for needs like rent, utilities and groceries, $1,754 for everything else and $1,169 for savings or debt. A two-bedroom at $1,365 takes 47% of the needs share.

How much is the electric bill in Lake Havasu City, AZ?

Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.