Texas · Census, HUD and BEA figures · Updated

Cost of Living in Lampasas County, TX

Prices around Lampasas County, TX run 8.9% below the U.S. average (BEA, the metro area). The typical household there earns $81,736 a year, and HUD puts a two-bedroom at $1,067 a month. Keeping that rent under 30% of income takes about $42,680 a year.

Lampasas County, TX at a glance

Median household income

$81,736$6,811 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,067HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.1-8.9% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population22,715Census ACS 5-year estimate

How much rent can you afford in Lampasas County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,067Monthly market rent
Share of gross income15.7%Recommended max: 30%
Annual income needed$42,680To meet the 30% standard
Max affordable rent$2,043At 30% of $81,736
0%30% (Affordability standard)100%
Compare against:

How much is rent in Lampasas County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Lampasas County, TX HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Lampasas County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$808$9,696$32,32011.9%
1-Bedroom Apartment$813$9,756$32,52011.9%
2-Bedroom ApartmentBenchmark$1,067$12,804$42,68015.7%
3-Bedroom Home$1,475$17,700$59,00021.7%
4-Bedroom Home$1,790$21,480$71,60026.3%

Rent in Lampasas County, TX, with the wage each unit needs →

What a typical income covers in Lampasas County, TX

The 50/30/20 rule applied to the local median of $81,736 a year ($6,811 a month before tax).

Needs (50%)$3,406/moRent ($1,067 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$2,043/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,362/moEmergency fund, retirement, paying down loans

What $81,736 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$81,736
$30,000$165,000
Filing status:
Gross salary breakdown$81,736
Net 81%
Fed 11%
FICA 8%
Annual take-home$66,331After all taxes
Monthly deposit$5,528Estimated per month
Biweekly paycheck$2,551Every 2 weeks (26/yr)
Effective tax rate18.9%Total tax burden
Federal income tax$9,152 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,253 / yr

Living in Lampasas County, TX: common questions

What is the median household income in Lampasas County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lampasas County, TX is $81,736 per year (approximately $6,811 per month).

What is the average rent in Lampasas County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $808 for a studio, $813 for one bedroom, $1,067 for two, $1,475 for three and $1,790 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Lampasas County, TX expensive to live in?

Prices there run 8.9% below the U.S. average. BEA's regional price parity for the metro area is 91.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Lampasas County, TX?

To keep a $1,067 two-bedroom under 30% of gross income, a household needs about $42,680 a year, or $3,557 a month. That is 52% of what the typical household in Lampasas County, TX earns.

How much do you need to live comfortably in Lampasas County, TX?

On the local median income of $81,736 ($6,811 a month before tax), the 50/30/20 rule leaves $3,406 a month for needs like rent, utilities and groceries, $2,043 for everything else and $1,362 for savings or debt. A two-bedroom at $1,067 takes 31% of the needs share.

How much is the electric bill in Lampasas County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.