Oregon · Census, HUD and BEA figures · Updated

Cost of Living in Lane County, OR

Prices around Lane County, OR run 1.6% above the U.S. average (BEA, the metro area). The typical household there earns $71,544 a year, and HUD puts a two-bedroom at $1,688 a month. Keeping that rent under 30% of income takes about $67,520 a year.

Lane County, OR at a glance

Median household income

$71,544$5,962 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,688HUD FY2026 Fair Market Rent
Price level (U.S. = 100)101.6+1.6% · BEA, the metro area
Electricity16.3¢per kWh · EIA Residential OR
Population384,207Census ACS 5-year estimate

How much rent can you afford in Lane County, OR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,688Monthly market rent
Share of gross income28.3%Recommended max: 30%
Annual income needed$67,520To meet the 30% standard
Max affordable rent$1,789At 30% of $71,544
0%30% (Affordability standard)100%
Compare against:

How much is rent in Lane County, OR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Eugene-Springfield, OR MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Lane County, OR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,223$14,676$48,92020.5%
1-Bedroom Apartment$1,286$15,432$51,44021.6%
2-Bedroom ApartmentBenchmark$1,688$20,256$67,52028.3%
3-Bedroom Home$2,348$28,176$93,92039.4%
4-Bedroom Home$2,832$33,984$113,28047.5%

Rent in Lane County, OR, with the wage each unit needs →

What a typical income covers in Lane County, OR

The 50/30/20 rule applied to the local median of $71,544 a year ($5,962 a month before tax).

Needs (50%)$2,981/moRent ($1,688 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,789/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,192/moEmergency fund, retirement, paying down loans

What $71,544 leaves after Oregon taxes

Federal income tax, Social Security, Medicare and Oregon tax on the local median income. Change the salary to see yours.

$71,544
$25,000$145,000
Filing status:
Gross salary breakdown$71,544
Net 76%
Fed 10%
OR 7%
FICA 8%
Annual take-home$54,320After all taxes
Monthly deposit$4,527Estimated per month
Biweekly paycheck$2,089Every 2 weeks (26/yr)
Effective tax rate24.1%Total tax burden
Federal income tax$6,910 / yr
Oregon state income tax$4,841 / yr
FICA (Social Security & Medicare)$5,473 / yr

Living in Lane County, OR: common questions

What is the median household income in Lane County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lane County, OR is $71,544 per year (approximately $5,962 per month).

What is the average rent in Lane County, OR?

The closest official figure is HUD's Fair Market Rent for 2026: $1,223 for a studio, $1,286 for one bedroom, $1,688 for two, $2,348 for three and $2,832 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Lane County, OR expensive to live in?

Prices there run 1.6% above the U.S. average. BEA's regional price parity for the metro area is 101.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Lane County, OR?

To keep a $1,688 two-bedroom under 30% of gross income, a household needs about $67,520 a year, or $5,627 a month. That is 94% of what the typical household in Lane County, OR earns.

How much do you need to live comfortably in Lane County, OR?

On the local median income of $71,544 ($5,962 a month before tax), the 50/30/20 rule leaves $2,981 a month for needs like rent, utilities and groceries, $1,789 for everything else and $1,192 for savings or debt. A two-bedroom at $1,688 takes 57% of the needs share.

How much is the electric bill in Lane County, OR?

Homes in Oregon paid 16.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.