Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Lauderdale County, AL

Prices around Lauderdale County, AL run 15.2% below the U.S. average (BEA, the metro area). The typical household there earns $62,649 a year, and HUD puts a two-bedroom at $1,000 a month. Keeping that rent under 30% of income takes about $40,000 a year.

Lauderdale County, AL at a glance

Median household income

$62,649$5,221 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,000HUD FY2026 Fair Market Rent
Price level (U.S. = 100)84.8-15.2% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential AL
Population95,830Census ACS 5-year estimate

How much rent can you afford in Lauderdale County, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,000Monthly market rent
Share of gross income19.2%Recommended max: 30%
Annual income needed$40,000To meet the 30% standard
Max affordable rent$1,566At 30% of $62,649
0%30% (Affordability standard)100%
Compare against:

How much is rent in Lauderdale County, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Florence-Muscle Shoals, AL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Lauderdale County, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$698$8,376$27,92013.4%
1-Bedroom Apartment$775$9,300$31,00014.8%
2-Bedroom ApartmentBenchmark$1,000$12,000$40,00019.2%
3-Bedroom Home$1,242$14,904$49,68023.8%
4-Bedroom Home$1,409$16,908$56,36027%

Rent in Lauderdale County, AL, with the wage each unit needs →

What a typical income covers in Lauderdale County, AL

The 50/30/20 rule applied to the local median of $62,649 a year ($5,221 a month before tax).

Needs (50%)$2,610/moRent ($1,000 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$1,566/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,044/moEmergency fund, retirement, paying down loans

What $62,649 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$62,649
$25,000$130,000
Filing status:
Gross salary breakdown$62,649
Net 80%
Fed 9%
AL 4%
FICA 8%
Annual take-home$49,893After all taxes
Monthly deposit$4,158Estimated per month
Biweekly paycheck$1,919Every 2 weeks (26/yr)
Effective tax rate20.4%Total tax burden
Federal income tax$5,338 / yr
Alabama state income tax$2,626 / yr
FICA (Social Security & Medicare)$4,793 / yr

Living in Lauderdale County, AL: common questions

What is the median household income in Lauderdale County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lauderdale County, AL is $62,649 per year (approximately $5,221 per month).

What is the average rent in Lauderdale County, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $698 for a studio, $775 for one bedroom, $1,000 for two, $1,242 for three and $1,409 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Lauderdale County, AL expensive to live in?

Prices there run 15.2% below the U.S. average. BEA's regional price parity for the metro area is 84.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Lauderdale County, AL?

To keep a $1,000 two-bedroom under 30% of gross income, a household needs about $40,000 a year, or $3,333 a month. That is 64% of what the typical household in Lauderdale County, AL earns.

How much do you need to live comfortably in Lauderdale County, AL?

On the local median income of $62,649 ($5,221 a month before tax), the 50/30/20 rule leaves $2,610 a month for needs like rent, utilities and groceries, $1,566 for everything else and $1,044 for savings or debt. A two-bedroom at $1,000 takes 38% of the needs share.

How much is the electric bill in Lauderdale County, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.