Kentucky · Census, HUD and BEA figures · Updated

Cost of Living in Lewis County, KY

Prices around Lewis County, KY run 9.8% below the U.S. average (BEA, Kentucky). The typical household there earns $46,838 a year, and HUD puts a two-bedroom at $866 a month. Keeping that rent under 30% of income takes about $34,640 a year.

Lewis County, KY at a glance

Median household income

$46,838$3,903 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$866HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.2-9.8% · BEA, Kentucky
Electricity14.3¢per kWh · EIA Residential KY
Population12,965Census ACS 5-year estimate

How much rent can you afford in Lewis County, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$866Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$34,640To meet the 30% standard
Max affordable rent$1,171At 30% of $46,838
0%30% (Affordability standard)100%
Compare against:

How much is rent in Lewis County, KY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Lewis County, KY, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Lewis County, KY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$619$7,428$24,76015.9%
1-Bedroom Apartment$660$7,920$26,40016.9%
2-Bedroom ApartmentBenchmark$866$10,392$34,64022.2%
3-Bedroom Home$1,136$13,632$45,44029.1%
4-Bedroom Home$1,209$14,508$48,36031%

Rent in Lewis County, KY, with the wage each unit needs →

What a typical income covers in Lewis County, KY

The 50/30/20 rule applied to the local median of $46,838 a year ($3,903 a month before tax).

Needs (50%)$1,952/moRent ($866 2-BR), utilities (~$128/mo), groceries, transit
Wants (30%)$1,171/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$781/moEmergency fund, retirement, paying down loans

What $46,838 leaves after Kentucky taxes

Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.

$46,838
$15,000$95,000
Filing status:
Gross salary breakdown$46,838
Net 82%
Fed 7%
KY 3%
FICA 8%
Annual take-home$38,293After all taxes
Monthly deposit$3,191Estimated per month
Biweekly paycheck$1,473Every 2 weeks (26/yr)
Effective tax rate18.2%Total tax burden
Federal income tax$3,441 / yr
Kentucky state income tax$1,522 / yr
FICA (Social Security & Medicare)$3,583 / yr

Living in Lewis County, KY: common questions

What is the median household income in Lewis County, KY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lewis County, KY is $46,838 per year (approximately $3,903 per month).

What is the average rent in Lewis County, KY?

The closest official figure is HUD's Fair Market Rent for 2026: $619 for a studio, $660 for one bedroom, $866 for two, $1,136 for three and $1,209 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Lewis County, KY expensive to live in?

Prices there run 9.8% below the U.S. average. BEA's regional price parity for Kentucky is 90.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Lewis County, KY?

To keep a $866 two-bedroom under 30% of gross income, a household needs about $34,640 a year, or $2,887 a month. That is 74% of what the typical household in Lewis County, KY earns.

How much do you need to live comfortably in Lewis County, KY?

On the local median income of $46,838 ($3,903 a month before tax), the 50/30/20 rule leaves $1,952 a month for needs like rent, utilities and groceries, $1,171 for everything else and $781 for savings or debt. A two-bedroom at $866 takes 44% of the needs share.

How much is the electric bill in Lewis County, KY?

Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.