Montana · Census, HUD and BEA figures · Updated

Cost of Living in Liberty County, MT

Prices around Liberty County, MT run 5.4% below the U.S. average (BEA, Montana). The typical household there earns $57,857 a year, and HUD puts a two-bedroom at $1,034 a month. Keeping that rent under 30% of income takes about $41,360 a year.

Liberty County, MT at a glance

Median household income

$57,857$4,821 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,034HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.6-5.4% · BEA, Montana
Electricity15.1¢per kWh · EIA Residential MT
Population1,952Census ACS 5-year estimate

How much rent can you afford in Liberty County, MT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,034Monthly market rent
Share of gross income21.4%Recommended max: 30%
Annual income needed$41,360To meet the 30% standard
Max affordable rent$1,446At 30% of $57,857
0%30% (Affordability standard)100%
Compare against:

How much is rent in Liberty County, MT? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Liberty County, MT, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Liberty County, MT, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$775$9,300$31,00016.1%
1-Bedroom Apartment$807$9,684$32,28016.7%
2-Bedroom ApartmentBenchmark$1,034$12,408$41,36021.4%
3-Bedroom Home$1,438$17,256$57,52029.8%
4-Bedroom Home$1,672$20,064$66,88034.7%

Rent in Liberty County, MT, with the wage each unit needs →

What a typical income covers in Liberty County, MT

The 50/30/20 rule applied to the local median of $57,857 a year ($4,821 a month before tax).

Needs (50%)$2,411/moRent ($1,034 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,446/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$964/moEmergency fund, retirement, paying down loans

What $57,857 leaves after Montana taxes

Federal income tax, Social Security, Medicare and Montana tax on the local median income. Change the salary to see yours.

$57,857
$20,000$120,000
Filing status:
Gross salary breakdown$57,857
Net 81%
Fed 8%
MT 3%
FICA 8%
Annual take-home$46,706After all taxes
Monthly deposit$3,892Estimated per month
Biweekly paycheck$1,796Every 2 weeks (26/yr)
Effective tax rate19.3%Total tax burden
Federal income tax$4,763 / yr
Montana state income tax$1,963 / yr
FICA (Social Security & Medicare)$4,426 / yr

Living in Liberty County, MT: common questions

What is the median household income in Liberty County, MT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Liberty County, MT is $57,857 per year (approximately $4,821 per month).

What is the average rent in Liberty County, MT?

The closest official figure is HUD's Fair Market Rent for 2026: $775 for a studio, $807 for one bedroom, $1,034 for two, $1,438 for three and $1,672 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Liberty County, MT expensive to live in?

Prices there run 5.4% below the U.S. average. BEA's regional price parity for Montana is 94.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Liberty County, MT?

To keep a $1,034 two-bedroom under 30% of gross income, a household needs about $41,360 a year, or $3,447 a month. That is 71% of what the typical household in Liberty County, MT earns.

How much do you need to live comfortably in Liberty County, MT?

On the local median income of $57,857 ($4,821 a month before tax), the 50/30/20 rule leaves $2,411 a month for needs like rent, utilities and groceries, $1,446 for everything else and $964 for savings or debt. A two-bedroom at $1,034 takes 43% of the needs share.

How much is the electric bill in Liberty County, MT?

Homes in Montana paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.