Lincoln County, MT at a glance
Median household income
$47,143$3,929 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Lincoln County, MT?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Lincoln County, MT? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Lincoln County, MT, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $919 | $11,028 | $36,760 | 23.4% |
| 1-Bedroom Apartment | $1,067 | $12,804 | $42,680 | 27.2% |
| 2-Bedroom ApartmentBenchmark | $1,170 | $14,040 | $46,800 | 29.8% |
| 3-Bedroom Home | $1,627 | $19,524 | $65,080 | 41.4% |
| 4-Bedroom Home | $1,892 | $22,704 | $75,680 | 48.2% |
What a typical income covers in Lincoln County, MT
The 50/30/20 rule applied to the local median of $47,143 a year ($3,929 a month before tax).
What $47,143 leaves after Montana taxes
Federal income tax, Social Security, Medicare and Montana tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Montana
Living in Lincoln County, MT: common questions
What is the median household income in Lincoln County, MT?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lincoln County, MT is $47,143 per year (approximately $3,929 per month).
What is the average rent in Lincoln County, MT?
The closest official figure is HUD's Fair Market Rent for 2026: $919 for a studio, $1,067 for one bedroom, $1,170 for two, $1,627 for three and $1,892 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Lincoln County, MT expensive to live in?
Prices there run 5.4% below the U.S. average. BEA's regional price parity for Montana is 94.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Lincoln County, MT?
To keep a $1,170 two-bedroom under 30% of gross income, a household needs about $46,800 a year, or $3,900 a month. That is 99% of what the typical household in Lincoln County, MT earns.
How much do you need to live comfortably in Lincoln County, MT?
On the local median income of $47,143 ($3,929 a month before tax), the 50/30/20 rule leaves $1,964 a month for needs like rent, utilities and groceries, $1,179 for everything else and $786 for savings or debt. A two-bedroom at $1,170 takes 60% of the needs share.
How much is the electric bill in Lincoln County, MT?
Homes in Montana paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.