Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Lincoln County, OK

Prices around Lincoln County, OK run 9.6% below the U.S. average (BEA, the metro area). The typical household there earns $62,216 a year, and HUD puts a two-bedroom at $937 a month. Keeping that rent under 30% of income takes about $37,480 a year.

Lincoln County, OK at a glance

Median household income

$62,216$5,185 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$937HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.4-9.6% · BEA, the metro area
Electricity14.3¢per kWh · EIA Residential OK
Population34,219Census ACS 5-year estimate

How much rent can you afford in Lincoln County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income18.1%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,555At 30% of $62,216
0%30% (Affordability standard)100%
Compare against:

How much is rent in Lincoln County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Lincoln County, OK HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Lincoln County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$809$9,708$32,36015.6%
1-Bedroom Apartment$814$9,768$32,56015.7%
2-Bedroom ApartmentBenchmark$937$11,244$37,48018.1%
3-Bedroom Home$1,257$15,084$50,28024.2%
4-Bedroom Home$1,426$17,112$57,04027.5%

Rent in Lincoln County, OK, with the wage each unit needs →

What a typical income covers in Lincoln County, OK

The 50/30/20 rule applied to the local median of $62,216 a year ($5,185 a month before tax).

Needs (50%)$2,592/moRent ($937 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,555/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,037/moEmergency fund, retirement, paying down loans

What $62,216 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$62,216
$20,000$125,000
Filing status:
Gross salary breakdown$62,216
Net 80%
Fed 8%
OK 4%
FICA 8%
Annual take-home$49,916After all taxes
Monthly deposit$4,160Estimated per month
Biweekly paycheck$1,920Every 2 weeks (26/yr)
Effective tax rate19.8%Total tax burden
Federal income tax$5,286 / yr
Oklahoma state income tax$2,254 / yr
FICA (Social Security & Medicare)$4,760 / yr

Living in Lincoln County, OK: common questions

What is the median household income in Lincoln County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lincoln County, OK is $62,216 per year (approximately $5,185 per month).

What is the average rent in Lincoln County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $809 for a studio, $814 for one bedroom, $937 for two, $1,257 for three and $1,426 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Lincoln County, OK expensive to live in?

Prices there run 9.6% below the U.S. average. BEA's regional price parity for the metro area is 90.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Lincoln County, OK?

To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 60% of what the typical household in Lincoln County, OK earns.

How much do you need to live comfortably in Lincoln County, OK?

On the local median income of $62,216 ($5,185 a month before tax), the 50/30/20 rule leaves $2,592 a month for needs like rent, utilities and groceries, $1,555 for everything else and $1,037 for savings or debt. A two-bedroom at $937 takes 36% of the needs share.

How much is the electric bill in Lincoln County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.