Michigan · Census, HUD and BEA figures · Updated

Cost of Living in Livingston County, MI

Prices around Livingston County, MI run 0.3% above the U.S. average (BEA, the metro area). The typical household there earns $103,039 a year, and HUD puts a two-bedroom at $1,457 a month. Keeping that rent under 30% of income takes about $58,280 a year.

Livingston County, MI at a glance

Median household income

$103,039$8,587 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,457HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.3+0.3% · BEA, the metro area
Electricity23¢per kWh · EIA Residential MI
Population195,833Census ACS 5-year estimate

How much rent can you afford in Livingston County, MI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,457Monthly market rent
Share of gross income17%Recommended max: 30%
Annual income needed$58,280To meet the 30% standard
Max affordable rent$2,576At 30% of $103,039
0%30% (Affordability standard)100%
Compare against:

How much is rent in Livingston County, MI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Livingston County, MI HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Livingston County, MI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,005$12,060$40,20011.7%
1-Bedroom Apartment$1,264$15,168$50,56014.7%
2-Bedroom ApartmentBenchmark$1,457$17,484$58,28017%
3-Bedroom Home$2,026$24,312$81,04023.6%
4-Bedroom Home$2,285$27,420$91,40026.6%

Rent in Livingston County, MI, with the wage each unit needs →

What a typical income covers in Livingston County, MI

The 50/30/20 rule applied to the local median of $103,039 a year ($8,587 a month before tax).

Needs (50%)$4,293/moRent ($1,457 2-BR), utilities (~$207/mo), groceries, transit
Wants (30%)$2,576/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,717/moEmergency fund, retirement, paying down loans

What $103,039 leaves after Michigan taxes

Federal income tax, Social Security, Medicare and Michigan tax on the local median income. Change the salary to see yours.

$103,039
$40,000$210,000
Filing status:
Gross salary breakdown$103,039
Net 75%
Fed 13%
MI 4%
FICA 8%
Annual take-home$77,190After all taxes
Monthly deposit$6,432Estimated per month
Biweekly paycheck$2,969Every 2 weeks (26/yr)
Effective tax rate25.1%Total tax burden
Federal income tax$13,839 / yr
Michigan state income tax$4,128 / yr
FICA (Social Security & Medicare)$7,882 / yr

Living in Livingston County, MI: common questions

What is the median household income in Livingston County, MI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Livingston County, MI is $103,039 per year (approximately $8,587 per month).

What is the average rent in Livingston County, MI?

The closest official figure is HUD's Fair Market Rent for 2026: $1,005 for a studio, $1,264 for one bedroom, $1,457 for two, $2,026 for three and $2,285 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Livingston County, MI expensive to live in?

Prices there run 0.3% above the U.S. average. BEA's regional price parity for the metro area is 100.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Livingston County, MI?

To keep a $1,457 two-bedroom under 30% of gross income, a household needs about $58,280 a year, or $4,857 a month. That is 57% of what the typical household in Livingston County, MI earns.

How much do you need to live comfortably in Livingston County, MI?

On the local median income of $103,039 ($8,587 a month before tax), the 50/30/20 rule leaves $4,293 a month for needs like rent, utilities and groceries, $2,576 for everything else and $1,717 for savings or debt. A two-bedroom at $1,457 takes 34% of the needs share.

How much is the electric bill in Livingston County, MI?

Homes in Michigan paid 23¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $207. Your bill depends mostly on heating and cooling.