New York · Census, HUD and BEA figures · Updated

Cost of Living in Livingston County, NY

Prices around Livingston County, NY run 3% below the U.S. average (BEA, the metro area). The typical household there earns $74,001 a year, and HUD puts a two-bedroom at $1,573 a month. Keeping that rent under 30% of income takes about $62,920 a year.

Livingston County, NY at a glance

Median household income

$74,001$6,167 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,573HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.0-3% · BEA, the metro area
Electricity29.5¢per kWh · EIA Residential NY
Population61,498Census ACS 5-year estimate

How much rent can you afford in Livingston County, NY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,573Monthly market rent
Share of gross income25.5%Recommended max: 30%
Annual income needed$62,920To meet the 30% standard
Max affordable rent$1,850At 30% of $74,001
0%30% (Affordability standard)100%
Compare against:

How much is rent in Livingston County, NY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Rochester, NY MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Livingston County, NY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,116$13,392$44,64018.1%
1-Bedroom Apartment$1,256$15,072$50,24020.4%
2-Bedroom ApartmentBenchmark$1,573$18,876$62,92025.5%
3-Bedroom Home$1,895$22,740$75,80030.7%
4-Bedroom Home$2,083$24,996$83,32033.8%

Rent in Livingston County, NY, with the wage each unit needs →

What a typical income covers in Livingston County, NY

The 50/30/20 rule applied to the local median of $74,001 a year ($6,167 a month before tax).

Needs (50%)$3,083/moRent ($1,573 2-BR), utilities (~$265/mo), groceries, transit
Wants (30%)$1,850/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,233/moEmergency fund, retirement, paying down loans

What $74,001 leaves after New York taxes

Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.

$74,001
$25,000$150,000
Filing status:
Gross salary breakdown$74,001
Net 78%
Fed 10%
NY 5%
FICA 8%
Annual take-home$57,490After all taxes
Monthly deposit$4,791Estimated per month
Biweekly paycheck$2,211Every 2 weeks (26/yr)
Effective tax rate22.3%Total tax burden
Federal income tax$7,450 / yr
New York state income tax$3,399 / yr
FICA (Social Security & Medicare)$5,661 / yr

Living in Livingston County, NY: common questions

What is the median household income in Livingston County, NY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Livingston County, NY is $74,001 per year (approximately $6,167 per month).

What is the average rent in Livingston County, NY?

The closest official figure is HUD's Fair Market Rent for 2026: $1,116 for a studio, $1,256 for one bedroom, $1,573 for two, $1,895 for three and $2,083 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Livingston County, NY expensive to live in?

Prices there run 3% below the U.S. average. BEA's regional price parity for the metro area is 97.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Livingston County, NY?

To keep a $1,573 two-bedroom under 30% of gross income, a household needs about $62,920 a year, or $5,243 a month. That is 85% of what the typical household in Livingston County, NY earns.

How much do you need to live comfortably in Livingston County, NY?

On the local median income of $74,001 ($6,167 a month before tax), the 50/30/20 rule leaves $3,083 a month for needs like rent, utilities and groceries, $1,850 for everything else and $1,233 for savings or debt. A two-bedroom at $1,573 takes 51% of the needs share.

How much is the electric bill in Livingston County, NY?

Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.