Lodi, CA at a glance
Median household income
$88,530$7,378 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Lodi, CA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Lodi, CA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Stockton-Lodi, CA MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,288 | $15,456 | $51,520 | 17.5% |
| 1-Bedroom Apartment | $1,395 | $16,740 | $55,800 | 18.9% |
| 2-Bedroom ApartmentBenchmark | $1,742 | $20,904 | $69,680 | 23.6% |
| 3-Bedroom Home | $2,423 | $29,076 | $96,920 | 32.8% |
| 4-Bedroom Home | $2,922 | $35,064 | $116,880 | 39.6% |
What a typical income covers in Lodi, CA
The 50/30/20 rule applied to the local median of $88,530 a year ($7,378 a month before tax).
What $88,530 leaves after California taxes
Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in California
Living in Lodi, CA: common questions
What is the median household income in Lodi, CA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lodi, CA is $88,530 per year (approximately $7,378 per month).
What is the average rent in Lodi, CA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,288 for a studio, $1,395 for one bedroom, $1,742 for two, $2,423 for three and $2,922 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Lodi, CA expensive to live in?
Prices there run 5.1% above the U.S. average. BEA's regional price parity for the metro area is 105.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Lodi, CA?
To keep a $1,742 two-bedroom under 30% of gross income, a household needs about $69,680 a year, or $5,807 a month. That is 79% of what the typical household in Lodi, CA earns.
How much do you need to live comfortably in Lodi, CA?
On the local median income of $88,530 ($7,378 a month before tax), the 50/30/20 rule leaves $3,689 a month for needs like rent, utilities and groceries, $2,213 for everything else and $1,476 for savings or debt. A two-bedroom at $1,742 takes 47% of the needs share.
How much is the electric bill in Lodi, CA?
Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.