Tennessee · Census, HUD and BEA figures · Updated

Cost of Living in Loudon County, TN

Prices around Loudon County, TN run 7.4% below the U.S. average (BEA, the metro area). The typical household there earns $84,185 a year, and HUD puts a two-bedroom at $1,471 a month. Keeping that rent under 30% of income takes about $58,840 a year.

Loudon County, TN at a glance

Median household income

$84,185$7,015 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,471HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.6-7.4% · BEA, the metro area
Electricity14.1¢per kWh · EIA Residential TN
Population58,580Census ACS 5-year estimate

How much rent can you afford in Loudon County, TN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,471Monthly market rent
Share of gross income21%Recommended max: 30%
Annual income needed$58,840To meet the 30% standard
Max affordable rent$2,105At 30% of $84,185
0%30% (Affordability standard)100%
Compare against:

How much is rent in Loudon County, TN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Knoxville, TN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Loudon County, TN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,177$14,124$47,08016.8%
1-Bedroom Apartment$1,184$14,208$47,36016.9%
2-Bedroom ApartmentBenchmark$1,471$17,652$58,84021%
3-Bedroom Home$1,864$22,368$74,56026.6%
4-Bedroom Home$2,172$26,064$86,88031%

Rent in Loudon County, TN, with the wage each unit needs →

What a typical income covers in Loudon County, TN

The 50/30/20 rule applied to the local median of $84,185 a year ($7,015 a month before tax).

Needs (50%)$3,508/moRent ($1,471 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$2,105/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,403/moEmergency fund, retirement, paying down loans

What $84,185 leaves after Tennessee taxes

Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.

$84,185
$30,000$170,000
Filing status:
Gross salary breakdown$84,185
Net 81%
Fed 12%
FICA 8%
Annual take-home$68,054After all taxes
Monthly deposit$5,671Estimated per month
Biweekly paycheck$2,617Every 2 weeks (26/yr)
Effective tax rate19.2%Total tax burden
Federal income tax$9,691 / yr
Tennessee state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,440 / yr

Living in Loudon County, TN: common questions

What is the median household income in Loudon County, TN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Loudon County, TN is $84,185 per year (approximately $7,015 per month).

What is the average rent in Loudon County, TN?

The closest official figure is HUD's Fair Market Rent for 2026: $1,177 for a studio, $1,184 for one bedroom, $1,471 for two, $1,864 for three and $2,172 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Loudon County, TN expensive to live in?

Prices there run 7.4% below the U.S. average. BEA's regional price parity for the metro area is 92.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Loudon County, TN?

To keep a $1,471 two-bedroom under 30% of gross income, a household needs about $58,840 a year, or $4,903 a month. That is 70% of what the typical household in Loudon County, TN earns.

How much do you need to live comfortably in Loudon County, TN?

On the local median income of $84,185 ($7,015 a month before tax), the 50/30/20 rule leaves $3,508 a month for needs like rent, utilities and groceries, $2,105 for everything else and $1,403 for savings or debt. A two-bedroom at $1,471 takes 42% of the needs share.

How much is the electric bill in Loudon County, TN?

Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.