Louisa County, VA at a glance
Median household income
$86,689$7,224 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Louisa County, VA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Louisa County, VA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Louisa County, VA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,080 | $12,960 | $43,200 | 14.9% |
| 1-Bedroom Apartment | $1,138 | $13,656 | $45,520 | 15.8% |
| 2-Bedroom ApartmentBenchmark | $1,247 | $14,964 | $49,880 | 17.3% |
| 3-Bedroom Home | $1,734 | $20,808 | $69,360 | 24% |
| 4-Bedroom Home | $1,950 | $23,400 | $78,000 | 27% |
What a typical income covers in Louisa County, VA
The 50/30/20 rule applied to the local median of $86,689 a year ($7,224 a month before tax).
What $86,689 leaves after Virginia taxes
Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Virginia
Living in Louisa County, VA: common questions
What is the median household income in Louisa County, VA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Louisa County, VA is $86,689 per year (approximately $7,224 per month).
What is the average rent in Louisa County, VA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,080 for a studio, $1,138 for one bedroom, $1,247 for two, $1,734 for three and $1,950 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Louisa County, VA expensive to live in?
Prices there run 1.1% above the U.S. average. BEA's regional price parity for Virginia is 101.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Louisa County, VA?
To keep a $1,247 two-bedroom under 30% of gross income, a household needs about $49,880 a year, or $4,157 a month. That is 58% of what the typical household in Louisa County, VA earns.
How much do you need to live comfortably in Louisa County, VA?
On the local median income of $86,689 ($7,224 a month before tax), the 50/30/20 rule leaves $3,612 a month for needs like rent, utilities and groceries, $2,167 for everything else and $1,445 for savings or debt. A two-bedroom at $1,247 takes 35% of the needs share.
How much is the electric bill in Louisa County, VA?
Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.