Luce County, MI at a glance
Median household income
$54,893$4,574 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Luce County, MI?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Luce County, MI? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Luce County, MI, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $699 | $8,388 | $27,960 | 15.3% |
| 1-Bedroom Apartment | $753 | $9,036 | $30,120 | 16.5% |
| 2-Bedroom ApartmentBenchmark | $988 | $11,856 | $39,520 | 21.6% |
| 3-Bedroom Home | $1,185 | $14,220 | $47,400 | 25.9% |
| 4-Bedroom Home | $1,353 | $16,236 | $54,120 | 29.6% |
What a typical income covers in Luce County, MI
The 50/30/20 rule applied to the local median of $54,893 a year ($4,574 a month before tax).
What $54,893 leaves after Michigan taxes
Federal income tax, Social Security, Medicare and Michigan tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Michigan
Living in Luce County, MI: common questions
What is the median household income in Luce County, MI?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Luce County, MI is $54,893 per year (approximately $4,574 per month).
What is the average rent in Luce County, MI?
The closest official figure is HUD's Fair Market Rent for 2026: $699 for a studio, $753 for one bedroom, $988 for two, $1,185 for three and $1,353 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Luce County, MI expensive to live in?
Prices there run 3.8% below the U.S. average. BEA's regional price parity for Michigan is 96.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Luce County, MI?
To keep a $988 two-bedroom under 30% of gross income, a household needs about $39,520 a year, or $3,293 a month. That is 72% of what the typical household in Luce County, MI earns.
How much do you need to live comfortably in Luce County, MI?
On the local median income of $54,893 ($4,574 a month before tax), the 50/30/20 rule leaves $2,287 a month for needs like rent, utilities and groceries, $1,372 for everything else and $915 for savings or debt. A two-bedroom at $988 takes 43% of the needs share.
How much is the electric bill in Luce County, MI?
Homes in Michigan paid 23¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $207. Your bill depends mostly on heating and cooling.