Lumpkin County, GA at a glance
Median household income
$77,448$6,454 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Lumpkin County, GA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Lumpkin County, GA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Lumpkin County, GA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,085 | $13,020 | $43,400 | 16.8% |
| 1-Bedroom Apartment | $1,136 | $13,632 | $45,440 | 17.6% |
| 2-Bedroom ApartmentBenchmark | $1,245 | $14,940 | $49,800 | 19.3% |
| 3-Bedroom Home | $1,577 | $18,924 | $63,080 | 24.4% |
| 4-Bedroom Home | $2,089 | $25,068 | $83,560 | 32.4% |
What a typical income covers in Lumpkin County, GA
The 50/30/20 rule applied to the local median of $77,448 a year ($6,454 a month before tax).
What $77,448 leaves after Georgia taxes
Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Georgia
Living in Lumpkin County, GA: common questions
What is the median household income in Lumpkin County, GA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Lumpkin County, GA is $77,448 per year (approximately $6,454 per month).
What is the average rent in Lumpkin County, GA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,085 for a studio, $1,136 for one bedroom, $1,245 for two, $1,577 for three and $2,089 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Lumpkin County, GA expensive to live in?
Prices there run 0.1% above the U.S. average. BEA's regional price parity for the metro area is 100.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Lumpkin County, GA?
To keep a $1,245 two-bedroom under 30% of gross income, a household needs about $49,800 a year, or $4,150 a month. That is 64% of what the typical household in Lumpkin County, GA earns.
How much do you need to live comfortably in Lumpkin County, GA?
On the local median income of $77,448 ($6,454 a month before tax), the 50/30/20 rule leaves $3,227 a month for needs like rent, utilities and groceries, $1,936 for everything else and $1,291 for savings or debt. A two-bedroom at $1,245 takes 39% of the needs share.
How much is the electric bill in Lumpkin County, GA?
Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.